<?xml version="1.0" encoding="UTF-8"?><!DOCTYPE article PUBLIC "-//NLM//DTD JATS (Z39.96) Journal Publishing DTD v1.2 20190208//EN" "http://jats.nlm.nih.gov/publishing/1.2/JATS-journalpublishing1.dtd"><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" article-type="research-article" dtd-version="1.2" xml:lang="en">
    <front>
        <journal-meta>
            <journal-id journal-id-type="pmc">F1000Research</journal-id>
            <journal-title-group>
                <journal-title>F1000Research</journal-title>
            </journal-title-group>
            <issn pub-type="epub">2046-1402</issn>
            <publisher>
                <publisher-name>F1000 Research Limited</publisher-name>
                <publisher-loc>London, UK</publisher-loc>
            </publisher>
        </journal-meta>
        <article-meta>
            <article-id pub-id-type="doi">10.12688/f1000research.137009.1</article-id>
            <article-categories>
                <subj-group subj-group-type="heading">
                    <subject>Research Article</subject>
                </subj-group>
                <subj-group>
                    <subject>Articles</subject>
                </subj-group>
            </article-categories>
            <title-group>
                <article-title>Framework analysis on the adoption of digital healthcare services among senior citizens by using the extended technology acceptance model (ETAM)</article-title>
                <fn-group content-type="pub-status">
                    <fn>
                        <p>[version 1; peer review: awaiting peer review]</p>
                    </fn>
                </fn-group>
            </title-group>
            <contrib-group>
                <contrib contrib-type="author" corresp="yes">
                    <name>
                        <surname>Omar</surname>
                        <given-names>Nurul Nisa</given-names>
                    </name>
                    <role content-type="http://credit.niso.org/">Conceptualization</role>
                    <role content-type="http://credit.niso.org/">Funding Acquisition</role>
                    <role content-type="http://credit.niso.org/">Methodology</role>
                    <role content-type="http://credit.niso.org/">Project Administration</role>
                    <role content-type="http://credit.niso.org/">Writing &#x2013; Original Draft Preparation</role>
                    <uri content-type="orcid">https://orcid.org/0000-0002-1113-9345</uri>
                    <xref ref-type="corresp" rid="c1">a</xref>
                    <xref ref-type="aff" rid="a1">1</xref>
                </contrib>
                <contrib contrib-type="author" corresp="no">
                    <name>
                        <surname>Che Zainal</surname>
                        <given-names>Che Nur Amalina S.</given-names>
                    </name>
                    <role content-type="http://credit.niso.org/">Conceptualization</role>
                    <role content-type="http://credit.niso.org/">Methodology</role>
                    <role content-type="http://credit.niso.org/">Writing &#x2013; Original Draft Preparation</role>
                    <xref ref-type="aff" rid="a1">1</xref>
                </contrib>
                <contrib contrib-type="author" corresp="no">
                    <name>
                        <surname>Abdul Rashid</surname>
                        <given-names>Muhammad Shawal</given-names>
                    </name>
                    <role content-type="http://credit.niso.org/">Conceptualization</role>
                    <role content-type="http://credit.niso.org/">Methodology</role>
                    <role content-type="http://credit.niso.org/">Writing &#x2013; Original Draft Preparation</role>
                    <xref ref-type="aff" rid="a1">1</xref>
                </contrib>
                <contrib contrib-type="author" corresp="no">
                    <name>
                        <surname>Hassan</surname>
                        <given-names>Noor Hafizah</given-names>
                    </name>
                    <role content-type="http://credit.niso.org/">Conceptualization</role>
                    <role content-type="http://credit.niso.org/">Methodology</role>
                    <role content-type="http://credit.niso.org/">Writing &#x2013; Original Draft Preparation</role>
                    <xref ref-type="aff" rid="a1">1</xref>
                </contrib>
                <contrib contrib-type="author" corresp="no">
                    <name>
                        <surname>Abd Malek</surname>
                        <given-names>Safrena Noreen</given-names>
                    </name>
                    <role content-type="http://credit.niso.org/">Conceptualization</role>
                    <role content-type="http://credit.niso.org/">Methodology</role>
                    <role content-type="http://credit.niso.org/">Writing &#x2013; Original Draft Preparation</role>
                    <xref ref-type="aff" rid="a1">1</xref>
                </contrib>
                <contrib contrib-type="author" corresp="no">
                    <name>
                        <surname>Abu Bakar</surname>
                        <given-names>Amina Syarfina</given-names>
                    </name>
                    <role content-type="http://credit.niso.org/">Conceptualization</role>
                    <role content-type="http://credit.niso.org/">Methodology</role>
                    <role content-type="http://credit.niso.org/">Writing &#x2013; Original Draft Preparation</role>
                    <role content-type="http://credit.niso.org/">Writing &#x2013; Review &amp; Editing</role>
                    <xref ref-type="aff" rid="a1">1</xref>
                </contrib>
                <aff id="a1">
                    <label>1</label>Faculty of Arts &amp; Science, International University of Malaya-Wales, Kuala Lumpur, Malaysia</aff>
            </contrib-group>
            <author-notes>
                <corresp id="c1">
                    <label>a</label>
                    <email xlink:href="mailto:nisaomar@iumw.edu.my">nisaomar@iumw.edu.my</email>
                </corresp>
                <fn fn-type="conflict">
                    <p>No competing interests were disclosed.</p>
                </fn>
            </author-notes>
            <pub-date pub-type="epub">
                <day>1</day>
                <month>12</month>
                <year>2023</year>
            </pub-date>
            <pub-date pub-type="collection">
                <year>2023</year>
            </pub-date>
            <volume>12</volume>
            <elocation-id>1551</elocation-id>
            <history>
                <date date-type="accepted">
                    <day>8</day>
                    <month>11</month>
                    <year>2023</year>
                </date>
            </history>
            <permissions>
                <copyright-statement>Copyright: &#x00a9; 2023 Omar NN et al.</copyright-statement>
                <copyright-year>2023</copyright-year>
                <license xlink:href="https://creativecommons.org/licenses/by/4.0/">
                    <license-p>This is an open access article distributed under the terms of the Creative Commons Attribution Licence, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.</license-p>
                </license>
            </permissions>
            <self-uri content-type="pdf" xlink:href="https://f1000research.com/articles/12-1551/pdf"/>
            <abstract>
                <p>Over the years, the digital healthcare sector has started taking shape across the world with the intention to deliver social benefits to all citizens. In Malaysia, a lot of effort has taken place to improve the healthcare system to be more efficient and accessible. SELangkah mobile application developed by Selgate Corporation for instance provided multi-step health features for users. Besides the proliferation of mobile technology, the aging population is one of the key drivers that cause healthcare-related stakeholders in Malaysia to start making considerable improvements toward digital healthcare services. Thus, senior citizens are considered one of the more important age-groups for service providers to focus on. However, the adoption of the health technology in Malaysia is relatively low and as of the year 2020, only 10.7% of Malaysia&#x2019;s senior citizens aged 60 years and above have adopted digital healthcare services. This number may grow as the population of Malaysia&#x2019;s senior citizen are expected to rise to 14.5% of the total population by 2040. Therefore, this study utilizes framework analysis in identifying potential challenges for senior citizens to adopt to technology alongside framework analysis method to assess framework models that uses the extended technology acceptance model (ETAM) to measure user adoption of digital healthcare services. The framework analysis consists of five stages which includes familiarization, identifying framework, indexing, charting, mapping and interpretation. The findings show the relationship between users&#x2019; acceptance model with senior citizens&#x2019; actual use of the digital healthcare system in addition to the main challenges being information quality, privacy and security, trust, and health literacy. This will contribute to the foundation for future research aimed at improving digital healthcare services and bridge the gap in technology access to be the opportunity to use digital means as a tool for a healthier life.</p>
            </abstract>
            <kwd-group kwd-group-type="author">
                <kwd>Digital Healthcare</kwd>
                <kwd>User Adoption</kwd>
                <kwd>Extended Technology Acceptance Model</kwd>
                <kwd>ETAM</kwd>
                <kwd>Senior Citizens</kwd>
                <kwd>Systematic Literature Review</kwd>
            </kwd-group>
            <funding-group>
                <award-group id="fund-1">
                    <funding-source>Yayasan Selgate Research Grant 2023</funding-source>
                    <award-id>SCSB-IUMW/D-XI/06/2023</award-id>
                </award-group>
                <funding-statement>This study is being funded by Yayasan Selgate research grant 2023 (SCSB-IUMW/D-XI/06/2023) by Selgate Corporation that envisions its position as the fulcrum of Selangor&#x2019;s healthcare, Malaysia industry through four core businesses such as hospital operations, GP clinics chain, and Third-Party Healthcare Administrator (TPA) / Managed Care Organization (MCO).</funding-statement>
                <funding-statement>
                    <italic>The funders had no role in study design, data collection and analysis, decision to publish, or preparation of the manuscript.</italic>
                </funding-statement>
            </funding-group>
        </article-meta>
    </front>
    <body>
        <sec id="sec1" sec-type="intro">
            <title>Introduction</title>
            <p>The advancement of technology and the internet provide opportunities for an individual to connect with others including to receive the most up-to-date information and guidelines on healthcare (
                <xref ref-type="bibr" rid="ref51">Ugurhan 
                    <italic toggle="yes">et al.</italic>, 2020</xref>). Digital healthcare refers to the use of digital technology such as mobile devices, wearable sensors, and cloud computing to improve the delivery and management of healthcare services (
                <xref ref-type="bibr" rid="ref63">Zarif, 2022</xref>). In Malaysia, a lot of healthcare service providers has been actively promoting the adoption of digital healthcare to enhance the efficiency of the healthcare system and improving the access to healthcare services (
                <xref ref-type="bibr" rid="ref18">Galen Centre for Health and Social Policy, 2018</xref>). An example would be an effort by Selgate Corporation that released the &#x201c;Selangkah&#x201d; mobile application that provides opportunity for users to safeguard their health by utilizing many features such as health screening, mental health check-up, clinic locator and many more (
                <xref ref-type="bibr" rid="ref6">Ang 
                    <italic toggle="yes">et al</italic>., 2021</xref>).</p>
            <p>Changes and transformation of the digital healthcare landscape in Malaysia provide better healthcare (
                <xref ref-type="bibr" rid="ref6">Ang 
                    <italic toggle="yes">et al.,</italic> 2021</xref>, 
                <xref ref-type="bibr" rid="ref8">Azuar, 2022</xref>). Unfortunately, the knowledge gap on the usage of digital healthcare application is a concern to senior citizens, especially the transitioned of Malaysia being an ageing nation in year 2020 with 7% of the total population are those aged 65 and above (
                <xref ref-type="bibr" rid="ref8">Azuar, 2022</xref>). The problem of an ageing nation includes the quality of life of the senior citizens and their caretakers despite treating chronic diseases. With regards to that, it is important for senior citizens and the caretakes to have positive attitude on the development of technology that makes life easier and helps to support daily activities.</p>
            <p>Nowadays, senior citizens need help especially in using the latest digital technology to ensure that they can continue to contribute to society (
                <xref ref-type="bibr" rid="ref39">Mubarak and Suomi, 2022</xref>). There is no point in having technological advances such as telemedicine, digital healthcare and artificial intelligence (AI) if the elderly cannot use them to benefit their health (
                <xref ref-type="bibr" rid="ref60">Yatim, 2022</xref>). Moreover, digitization is a challenge to those who have little experience in digital healthcare especially for senior citizens (
                <xref ref-type="bibr" rid="ref41">Noichl and Schroeder, 2020</xref>).</p>
            <p>Thus, it is important to study the efficiency of digital healthcare services and the utilization rate among senior citizens. The theory of reasoned action (TRA) has been widely used to study a person&#x2019;s behavioral intention (
                <xref ref-type="bibr" rid="ref7">Arenas-Gait&#x00e1;n 
                    <italic toggle="yes">et al.,</italic> 2015</xref>) and along with that, the extended technology acceptance model (ETAM) was developed to investigate the relation of one&#x2019; adoption towards technology (
                <xref ref-type="bibr" rid="ref55">Venkatesh and Davis, 2000</xref>). This model has evolved and extended and has been applied in many user technology adoption research studies (
                <xref ref-type="bibr" rid="ref46">Rajak and Shaw, 2021</xref>).</p>
            <p>The aim of this research is to investigate the relationship between user and technology specifically the external factors that affect senior citizens in adopting digital healthcare services. Thus, this study was guided by the following research questions:
                <list list-type="order">
                    <list-item>
                        <label>1.</label>
                        <p>What is the type of users&#x2019; technology adoption study can be measured by using ETAM?</p>
                    </list-item>
                    <list-item>
                        <label>2.</label>
                        <p>What are the challenges for senior citizens to adopt digital healthcare services?</p>
                    </list-item>
                    <list-item>
                        <label>3.</label>
                        <p>How can ETAM be utilized to measure the adoption of digital healthcare services among senior citizens?</p>
                    </list-item>
                </list>
            </p>
        </sec>
        <sec id="sec2">
            <title>Background</title>
            <p>As part of the initiative by the Ministry of Health, digital healthcare platform is to create a sustainable and resilient health system. It is of the intention for the system to provide better delivery of the patient&#x2019;s and clinician experience, lowering the healthcare cost and moreover improve the well-being of Malaysian and better access to care (
                <xref ref-type="bibr" rid="ref18">Galen Centre for Health and Social Policy, 2018</xref>). According to 
                <xref ref-type="bibr" rid="ref1">Alita (2021)</xref>, the digital health transformation in Malaysia started in year 2016, the development of a digital health hub increased when the COVID-19 pandemic hits in year 2020. During the pandemic, patients seek medical advice and consultation online that lead to the sharing of the patient data over the Internet (
                <xref ref-type="bibr" rid="ref1">Alita, 2021</xref>). Additionally, digital healthcare may provide a better way of living and will be beneficial to users for better care.</p>
            <sec id="sec3">
                <title>Development of digital healthcare in Malaysia</title>
                <p>Digital healthcare in Malaysia has been growing rapidly in recent years, (
                    <xref ref-type="bibr" rid="ref3">Alashhab 
                        <italic toggle="yes">et al.</italic>, 2021</xref>), driven by technological advancements, rising healthcare costs (
                    <xref ref-type="bibr" rid="ref23">He and Tang, 2021</xref>), and increasing demand for more convenient and accessible healthcare services (
                    <xref ref-type="bibr" rid="ref26">Jeffree 
                        <italic toggle="yes">et al.</italic>, 2020</xref>). Digital healthcare in Malaysia refers to the use of technology to provide healthcare services and manage health information. It encompasses a wide range of technologies and solutions, including telemedicine, electronic health records, mobile health applications, wearable devices, and remote monitoring systems (
                    <xref ref-type="bibr" rid="ref10">Baudier 
                        <italic toggle="yes">et al.</italic>, 2023</xref>). These are a few of the key developments in digital healthcare in Malaysia based on different studies (
                    <xref ref-type="bibr" rid="ref4">AlQudah, 2021</xref>).</p>
                <p>According to 
                    <xref ref-type="bibr" rid="ref38">Manzoor 
                        <italic toggle="yes">et al.</italic> (2022)</xref>, telemedicine is one of element of digital healthcare, focused on audio or video connections conferencing with doctors, that is becoming increasingly popular in Malaysia, particularly in rural areas where access to healthcare services is limited. The Malaysian government has also been promoting telemedicine to improve healthcare access and reduce costs (
                    <xref ref-type="bibr" rid="ref13">Bouziane 
                        <italic toggle="yes">et al.</italic>, 2022</xref>). In recent years, Malaysia has been increasingly embracing digital healthcare to improve the quality and accessibility of healthcare services for its citizens. Based on literature by 
                    <xref ref-type="bibr" rid="ref27">Jembai 
                        <italic toggle="yes">et al.</italic> (2022)</xref>, the government has implemented several initiatives aimed at promoting the use of technology in healthcare, including the launch of the Malaysia Health Data Warehouse and the introduction of the Telemedicine Act in 2018. The development of Mobile health (mHealth) has meant that the use of mobile devices to deliver healthcare services and information is also gaining popularity in Malaysia (
                    <xref ref-type="bibr" rid="ref49">Shrestha 
                        <italic toggle="yes">et al.</italic>, 2022</xref>). 
                    <xref ref-type="bibr" rid="ref29">Kc 
                        <italic toggle="yes">et al.</italic> (2021)</xref> have stated that many healthcare providers in Malaysia have launched their own mobile applications to provide patients with access to medical advice, appointment scheduling, and prescription refills. However, several studies highlighted that there was a scarcity in studies that evaluated all the performance and impact of these devices, application and policies proposed created by government and non-government agencies (
                    <xref ref-type="bibr" rid="ref16">Chowdhury 
                        <italic toggle="yes">et al.</italic>, 2021</xref>).</p>
                <p>As reported by 
                    <xref ref-type="bibr" rid="ref17">Enaizan 
                        <italic toggle="yes">et al.</italic> (2020)</xref> and 
                    <xref ref-type="bibr" rid="ref64">Zakaria (2022)</xref>, many healthcare facilities in Malaysia are now using electronic medical records (EMRs) to store and manage patient information. 
                    <xref ref-type="bibr" rid="ref24">Hira 
                        <italic toggle="yes">et al.</italic> (2022)</xref> mentioned this allows for more efficient sharing of medical records among healthcare providers and reduces the risk of medical errors. Additionally, the Malaysian government launched the national health information exchange (HIE) called MyHEalthXchange which allows healthcare providers to share patient data securely and efficiently (
                    <xref ref-type="bibr" rid="ref11">Bazel 
                        <italic toggle="yes">et al.</italic>, 2022</xref>). Additionally, research has shown most users are young citizens and the participation among senior citizens is lower but should be increasing progressively along with the development of technology advancement in healthcare (
                    <xref ref-type="bibr" rid="ref48">Seven 
                        <italic toggle="yes">et al.,</italic> 2021</xref>). According to 
                    <xref ref-type="bibr" rid="ref42">Puri 
                        <italic toggle="yes">et al.</italic> (2022)</xref>, the use of health wearables, such as fitness trackers and smart watches, is also growing in Malaysia. These devices allow individuals to monitor their health and wellness and provide valuable data to healthcare providers for diagnosis and treatment (
                    <xref ref-type="bibr" rid="ref5">Al-Turjman 
                        <italic toggle="yes">et al.</italic>, 2020</xref>). Past literatures argued the usage of digital healthcare among senior citizens and the degree of their understanding on the device functions and usage, is still shallow (
                    <xref ref-type="bibr" rid="ref33">Lee and Lee, 2020</xref>).</p>
                <p>
                    <xref ref-type="bibr" rid="ref22">Hariharan, (2021)</xref> stated that digital healthcare solutions have been particularly important in Malaysia during the COVID-19 pandemic, as they have enabled healthcare providers to deliver care remotely and reduce the risk of transmission of the virus. Telemedicine services have seen a significant increase in demand (
                    <xref ref-type="bibr" rid="ref18">Galen Centre for Health and Social Policy, 2018</xref>), as patients have sought to avoid in-person visits to hospitals and clinics. Based on 
                    <xref ref-type="bibr" rid="ref58">Wong and Hazley (2020)</xref> study, digital healthcare in Malaysia is on the rise and is expected to continue to grow in the coming years. However, there are still challenges to be addressed, such as ensuring data privacy and security, and addressing the digital divide in rural areas, but the country has the potential to transform the healthcare landscape in Malaysia, improving access to care, reducing costs, and ultimately improving health outcomes for the population (
                    <xref ref-type="bibr" rid="ref25">Jamil, 2021</xref>).</p>
            </sec>
            <sec id="sec4">
                <title>Senior citizen adoption and challenges of digital healthcare in Malaysia</title>
                <p>Adoption of digital healthcare in Malaysian has been steadily increasing in recent years (
                    <xref ref-type="bibr" rid="ref43">Putri 
                        <italic toggle="yes">et al.</italic>, 2020</xref>). According to 
                    <xref ref-type="bibr" rid="ref47">Salleh, 
                        <italic toggle="yes">et al.</italic> (2021)</xref> and 
                    <xref ref-type="bibr" rid="ref12">Bile 
                        <italic toggle="yes">et al.</italic> (2022)</xref> this can be attributed to several factors, such as the growing availability of digital healthcare services, the convenience of accessing healthcare from home, and the increasing familiarity of seniors with digital technology. Nevertheless, previous studies show that the adoption of digital healthcare among senior citizens in Malaysia has been slow, potentially due to various reasons such as lack of awareness, limited access to technology, and concerns about data privacy and security (
                    <xref ref-type="bibr" rid="ref37">Malarvizhi and Manzoor, 2020</xref>; 
                    <xref ref-type="bibr" rid="ref2">Ahadzadeh 
                        <italic toggle="yes">et al.</italic>, 2021</xref>). According to 
                    <xref ref-type="bibr" rid="ref50">Tawalbeh 
                        <italic toggle="yes">et al.</italic> (2020)</xref>, to address concerns about data privacy and security, healthcare providers must ensure that they have robust security measures in place to protect sensitive information. There should be a clear and concise information on data privacy policies to reassure senior citizens that their information is safe (
                    <xref ref-type="bibr" rid="ref31">Kulyk 
                        <italic toggle="yes">et al.</italic>, 2023</xref>). Additionally, Malaysia is a multicultural and multilingual country, and not all seniors may be fluent in the language used on digital healthcare platforms. The non-familiarity of the language featured in digital application could potentially make it difficult for them to understand and navigate these platforms (
                    <xref ref-type="bibr" rid="ref32">Lee 
                        <italic toggle="yes">et al.</italic>, 2021</xref>). Similarly, there could be difficulty for senior citizens to use digital devices because of poor eyesight, limited mobility or hearing impairments that could potentially make accessibility difficult for them (
                    <xref ref-type="bibr" rid="ref57">Wilson 
                        <italic toggle="yes">et al.</italic>, 2021</xref>, 
                    <xref ref-type="bibr" rid="ref9">Banskota 
                        <italic toggle="yes">et al.</italic>, 2020</xref>). The cost of digital healthcare services and devices could also be a barrier for some, especially those on a fixed income or retirement (
                    <xref ref-type="bibr" rid="ref57">Wilson 
                        <italic toggle="yes">et al.</italic>, 2021</xref>). As a minimum, users will need to own a digital gadget such as smart phone, laptop, tablet or any other gadget before being able to access to digital healthcare services.</p>
                <p>Past studies also suggested way to increase adoption is to educate and raise awareness among senior citizens about the benefits of digital healthcare (
                    <xref ref-type="bibr" rid="ref62">Yuan, and Cheah, 2020</xref>). It was advised for awareness to be raised through community outreach programs and workshops that highlight the advantages of using technology in healthcare, such as remote consultations, online appointment scheduling, and easy access to medical records (
                    <xref ref-type="bibr" rid="ref15">Caballero 
                        <italic toggle="yes">et al.</italic>, 2021</xref>; 
                    <xref ref-type="bibr" rid="ref52">Visvesvaran 
                        <italic toggle="yes">et al.</italic>, 2021</xref>). In addition, 
                    <xref ref-type="bibr" rid="ref21">Godinho 
                        <italic toggle="yes">et al.</italic> (2020)</xref> state that it is essential to address the issues of limited access to technology by providing affordable and accessible digital healthcare solutions where potentially can be achieved by partnering with technology companies and telecommunication providers to offer low-cost devices and internet access to seniors (
                    <xref ref-type="bibr" rid="ref36">Lousado 
                        <italic toggle="yes">et al.</italic>, 2021</xref>). Yet, there is a lack of studies focused on investigate the attitude, and behavioral towards technology that could help on understand better the extent of technology adoption and usage (
                    <xref ref-type="bibr" rid="ref67">Zhong 
                        <italic toggle="yes">et al.</italic>, 2021</xref>).</p>
            </sec>
            <sec id="sec5">
                <title>The extended technology acceptance model (ETAM)</title>
                <p>A model called the technology acceptance model (TAM) was created to show the relationship of one&#x2019;s adoption towards technology based on perceive usefulness, perceive ease of use, and actual use of system (
                    <xref ref-type="bibr" rid="ref68">Zin 
                        <italic toggle="yes">et al.</italic> 2023</xref>). Over the years, this model has been improved and now includes external variables, attitude, and behavioral intention as additional factors of technology adoption (
                    <xref ref-type="bibr" rid="ref35">Liu 
                        <italic toggle="yes">et al.</italic>, 2022</xref>). ETAM is derived from the TAM that was initiated by Davis 
                    <italic toggle="yes">et al.</italic> 1989 and originated to discuss the adoption of technology (
                    <xref ref-type="bibr" rid="ref68">Zin 
                        <italic toggle="yes">et al.</italic> 2023</xref>, 
                    <xref ref-type="bibr" rid="ref59">Yang, C. C., Yang, S. Y., and Chang, Y. C. 2023</xref>). Various studies have referred to TAM as theoretical starting points for studying technology adoption and usage (
                    <xref ref-type="bibr" rid="ref59">Yang, C. C., Yang, S. Y., and Chang, Y. C. 2023</xref>). The ETAM was developed by 
                    <xref ref-type="bibr" rid="ref55">Venkatesh and Davis (2000)</xref> and highlights the importance for researchers to understand the driving factors of perceived usefulness. These determinants have changed over time and the variable is not only limited to subjective norms. Past literature quoted these determinants including: image, job relevance, output quality, results demonstrability, experience, and voluntariness (
                    <xref ref-type="bibr" rid="ref44">Prasetyo 
                        <italic toggle="yes">et al.</italic>, 2021</xref>, 
                    <xref ref-type="bibr" rid="ref71">Kim, 
                        <italic toggle="yes">et al.</italic>, 2022</xref>, 
                    <xref ref-type="bibr" rid="ref72">Tsai 
                        <italic toggle="yes">et al.</italic>, 2021</xref>, 
                    <xref ref-type="bibr" rid="ref54">Velicia-Martin 
                        <italic toggle="yes">et al.</italic>, 2021</xref>, 
                    <xref ref-type="bibr" rid="ref66">Zhao and Wang, 2020</xref>). The ETAM is the most appropriate theoretical model to measure user perceived usefulness, perceived ease of use, acceptance and adoption of technology, as well as the actual usage of the application. It is also the basis to several studies that are pertinent to technology adoption and usage of senior citizens (
                    <xref ref-type="bibr" rid="ref68">Zin 
                        <italic toggle="yes">et al.</italic> 2023</xref>, 
                    <xref ref-type="bibr" rid="ref35">Liu, D., Li, Q., and Han, S., 2022</xref>).</p>
                <p>In this context of research, external variables are hypothesized to be determinants of perceived usefulness and perceived ease of use. This is followed by perceived usefulness and perceived ease of use driving the variable &#x201c;attitude toward using&#x201d;. These variables measure the senior citizen&#x2019;s positive or negative feelings toward using digital healthcare. This model posits that perceived usefulness permits organizations to strategize on growing user acceptance and usage (
                    <xref ref-type="bibr" rid="ref68">Zin 
                        <italic toggle="yes">et al.</italic>, 2023</xref>, 
                    <xref ref-type="bibr" rid="ref35">Liu, D., Li, Q., and Han, S., 2022</xref>).</p>
                <p>This research will review the utilization of the ETAM from past studies that derive from the TAM. The aim is to discover the relationship and way to assess the adoption of digital healthcare services among senior citizens. The flow of ETAM can be seen in 
                    <xref ref-type="fig" rid="f1">Figure 1</xref>.</p>
                <fig fig-type="figure" id="f1" orientation="portrait" position="float">
                    <label>Figure 1. </label>
                    <caption>
                        <title>ETAM&#x2019;s theoretical framework.</title>
                        <p>(
                            <xref ref-type="bibr" rid="ref69">Y., Trianita, M., &amp; Dharma, S. (2019)</xref> adapted from 
                            <xref ref-type="bibr" rid="ref55">Venkatesh, V., and Davis, F. D. (2000)</xref>
                            <italic toggle="yes">.</italic>
                        </p>
                    </caption>
                    <graphic id="gr1" orientation="portrait" position="float" xlink:href="https://f1000research-files.f1000.com/manuscripts/150157/8fbd5e01-31b4-47f5-892e-207ac2e0e213_figure1.gif"/>
                </fig>
            </sec>
        </sec>
        <sec id="sec6" sec-type="methods">
            <title>Methods</title>
            <p>This research utilizes framework analysis method under qualitative research study. This method is suitable to use as the research questions require a structured approach to analysis to enable the identifying of themes and patterns. Additionally, it is also to generate new insights rather than testing pre-existing hypotheses or theories. Following five stages of framework analysis by Richie and Spencer (1994); the steps include familiarization, identifying framework, indexing, charting, mapping and interpretation. Familiarization is the process for researchers to identify areas related to the study. This occurred through re-looking at the previous studies through reflective notes from past literatures. Identifying framework involves identifying the main themes found in past literatures. This is a coding process, and each theme will be assigned a &#x2018;code&#x2019;. Indexing is to identify consistencies in which the codes that shared commonalities will be grouped together. Charting is the rearranging of the thematic framework including the process of abstraction before developing the final coding framework. Mapping and interpretation present the framework through a pictorial or a graphical means for a detailed exploration of the developed framework. Part of the whole process could include data abstraction whereby it is to simplify and select the data based on the representation of the themes.</p>
            <sec id="sec7">
                <title>Familiarization</title>
                <p>Data familiarization provides an initial understanding as the first step of the analysis. The major themes will depend on the items found related to the research questions and the data familiarization step will continue until the researchers arrive at reasonable variation within past literatures. Two researchers were assigned for the data familiarization and they first review past literature that utilized ETAM as a tool to measure the challenges in adopting technologies. It was considered to be even better if the key ideas are related to healthcare or senior citizens as the users. However, as long as the literature uses ETAM approach to assess technology adoption, the data is accepted for familiarization process. Several relevant questions that occur during this process revolve around how users perceive the technology, how users use it, what are their opinions about it, and how external factors could affect the way they use technology. All of these were taken into consideration before generating the themes in the next step.</p>
            </sec>
            <sec id="sec8">
                <title>Identifying framework</title>
                <p>From the familiarization of data, the next step is to have a more concrete descriptions by identifying relevant themes. These themes were derived from items that were gathered during the familiarization step and it was grouped and ordered in a way that assist the researchers to gather common attributes of items into relevant groups and concepts; perceived usefulness, perceived ease of use, actual use, external variables, attitude and behavioral intention. Through discussion, the same two researchers that perform data familiarization will code the major themes for the data to be more manageable and refined. The refinements include naming the themes, identifying items for each theme, and collapsing irrelevant items. From this process, the main themes that were identified and coded are perceived usefulness, perceived ease of use, actual use, external variables, attitude and behavioral intention. Generating these themes was absolutely crucial before the indexing process takes place as it requires researchers to interpret the common meaning across all found items that were sub-categorized in each theme.</p>
            </sec>
            <sec id="sec9">
                <title>Indexing</title>
                <p>The process of indexing is to link the sub-categorized items in each theme and to code the commonalities that were found across the themes. All researchers gather to discuss the identified themes and negotiate the meaning for each theme before linking them to the items. Within each theme, the generated code will be based on the common meaning to represent the linked sub-category. The indexing step also provides opportunity to revise the themes, sub-categories, or unit that was identified especially if there is a need to accommodate new concept or new variation. This is where the researchers may encounter coded items that are not relevant and the process will continue in an iterative way until all data are appropriately indexed. For this study, at the end of the indexing steps, two commonalities were found among the coded themes and thus, two categories were identified which are viewpoint (perceived usefulness, perceived ease of use, behavioral intention), and impact (attitude and actual use). One last theme, external variable was treated as a stand-alone factor as it does not have any commonality with other coded themes and it will go through charting process where all nine codes or items within the theme will be examined with possible data abstraction if it was found necessary.</p>
            </sec>
            <sec id="sec10">
                <title>Charting</title>
                <p>In this step, the researchers look at the order of units and components to make sure it is relevant to the objective; which is to review the findings based on senior citizens&#x2019; perspective. The researchers revisit most of the units that were assigned under the external variable theme and develop further analysis to ensure it fits the key characteristics of senior citizens&#x2019; perception of challenges. Upon studying the unit within this theme, it is now coded into a new category called factor. As there were no abstraction done in the previous step, the abstraction of unit happens to occur at this step whereby five codes were removed from the external variable theme. The removed codes were system quality, social interaction, computer self-efficacy, relevance, and user interface. The final list of codes remains inside the external variable theme include information quality, privacy and security, trust, and health literacy.</p>
            </sec>
            <sec id="sec11">
                <title>Mapping and interpretation</title>
                <p>The final step in framework analysis is mapping and interpretation where it is to review and combine the data following the meaning and relationship across all categories, themes and items. It is ultimately for researchers to present a connection to showcase the relationship across all units and how the whole data were structured. Upon the process of the final mapping, the generated framework consists of three main categories; viewpoint, impact, and factors. Viewpoints consist of perceived usefulness, perceived ease of use, and behavioral intention. Impact consists of attitude and actual use. Factors consist of information quality, privacy and security, trust, and health literacy.</p>
                <p>The generated framework explains further the ability for ETAM to be utilized to measure the adoption of digital healthcare among senior citizens. Summary of the framework analysis can be seen in 
                    <xref ref-type="table" rid="T1">Table 1</xref>.</p>
                <table-wrap id="T1" orientation="portrait" position="float">
                    <label>Table 1. </label>
                    <caption>
                        <title>Stages of framework analysis.</title>
                    </caption>
                    <table content-type="article-table" frame="hsides">
                        <thead>
                            <tr>
                                <th align="left" colspan="1" rowspan="1" valign="top">Framework analysis stages</th>
                                <th align="left" colspan="1" rowspan="1" valign="top">Details</th>
                            </tr>
                        </thead>
                        <tbody>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Familiarization</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">For this study, researchers get familiarized with past literature studies that utilized ETAM as a tool to measure the challenges in adopting technologies</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Identifying Framework</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">From the qualitative review of the past ETAM models, the main themes that were identified were coded as perceived usefulness, perceived ease of use, actual use, external variables, attitude and behavioral intention.</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Indexing</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">From the list of themes, the commonalities that were found among the codes would be viewpoint (perceived usefulness, perceived ease of use, and behavioral intention) and impact (attitude, and actual use). External variables being the stand-alone theme are interpreted as factors.</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Charting</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">For the theme external variables, there were 9 original codes that were found (information quality, system quality, user interface, service quality, health literacy, privacy and security, computer self-efficacy, social interaction, and relevance). Upon reviewing these 9 codes against its relevant towards senior citizens&#x2019; external challenges, the process of abstraction was taken place where by 5 codes were removed and the final codes remained would be information quality, privacy and security, trust, and health literacy.</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Mapping and Interpretation</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">The final framework model was created which include the three main categories; viewpoint (perceived usefulness, perceived ease of use, and behavioral intention), impact (attitude, and actual use), and factors (information quality, privacy and security, trust, and health literacy). The mapping of the framework will provide further explanation on how the ETAM can be utilized to measure the adoption of digital healthcare among senior citizens.</td>
                            </tr>
                        </tbody>
                    </table>
                </table-wrap>
            </sec>
        </sec>
        <sec id="sec12">
            <title>Findings</title>
            <p>The findings of this research were based on the result of the qualitative study 
                <italic toggle="yes">via</italic> framework analysis. The purpose is to investigate the relationship between user and technology specifically the external factors that affect senior citizens in adopting digital healthcare services. This study was guided based on the ETAM and the results were generated after going through five stages of framework analysis which is presented in 
                <xref ref-type="table" rid="T2">Table 2</xref>.</p>
            <table-wrap id="T2" orientation="portrait" position="float">
                <label>Table 2. </label>
                <caption>
                    <title>Results of Framework Analysis.</title>
                </caption>
                <table content-type="article-table" frame="hsides">
                    <thead>
                        <tr>
                            <th align="left" colspan="1" rowspan="1" valign="top">Categories/themes</th>
                            <th align="left" colspan="1" rowspan="1" valign="top">Codes</th>
                            <th align="left" colspan="1" rowspan="1" valign="top">Framework mapping</th>
                        </tr>
                    </thead>
                    <tbody>
                        <tr>
                            <td align="left" colspan="1" rowspan="2" valign="middle">
                                <bold>Impact</bold>
                            </td>
                            <td align="left" colspan="1" rowspan="1" valign="top">Actual use</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">
                                <bold>/</bold>
                            </td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="1" valign="top">Attitude</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">
                                <bold>/</bold>
                            </td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="3" valign="middle">
                                <bold>Viewpoint</bold>
                            </td>
                            <td align="left" colspan="1" rowspan="1" valign="top">Perceived usefulness</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">
                                <bold>/</bold>
                            </td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="1" valign="top">Perceived ease of use</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">
                                <bold>/</bold>
                            </td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="1" valign="top">Behavioral intention</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">
                                <bold>/</bold>
                            </td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="10" valign="middle">
                                <bold>External variables (factors)</bold>
                            </td>
                            <td align="left" colspan="1" rowspan="1" valign="top">Information quality</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">
                                <bold>/</bold>
                            </td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="1" valign="top">System quality</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">X</td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="1" valign="top">User interface</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">X</td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="1" valign="top">Service quality</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">X</td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="1" valign="top">Health literacy</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">
                                <bold>/</bold>
                            </td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="1" valign="top">Privacy and security</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">
                                <bold>/</bold>
                            </td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="1" valign="top">Computer self-efficacy</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">X</td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="1" valign="top">Social interaction</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">X</td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="1" valign="top">Trust</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">
                                <bold>/</bold>
                            </td>
                        </tr>
                        <tr>
                            <td align="left" colspan="1" rowspan="1" valign="top">Relevance</td>
                            <td align="left" colspan="1" rowspan="1" valign="middle">X</td>
                        </tr>
                    </tbody>
                </table>
            </table-wrap>
            <sec id="sec13">
                <title>What are the type of users&#x2019; technology adoption study can be measured by using ETAM?</title>
                <p>Past researchers have utilized the ETAM to conduct research that is related to users&#x2019; adoption towards technology. For this research, five different models from five different research project were selected for framework analysis as seen in 
                    <xref ref-type="table" rid="T3">Table 3</xref>.</p>
                <table-wrap id="T3" orientation="portrait" position="float">
                    <label>Table 3. </label>
                    <caption>
                        <title>Existing framework utilizing ETAM.</title>
                    </caption>
                    <table content-type="article-table" frame="hsides">
                        <thead>
                            <tr>
                                <th align="left" colspan="1" rowspan="1" valign="top">No</th>
                                <th align="left" colspan="2" rowspan="1" valign="top">Description of the model</th>
                            </tr>
                        </thead>
                        <tbody>
                            <tr>
                                <td align="left" colspan="1" rowspan="4" valign="middle">
                                    <bold>1</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Framework diagram</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">
                                    <inline-graphic xlink:href="Graphics1.gif"/>
                                </td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Aim and scope</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">To determine the factors affecting the acceptance of e-learning platform during COVID-19.</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>External variables</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">Information quality, system quality and user interface.</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Citation</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">(
                                    <xref ref-type="bibr" rid="ref44">Prasetyo 
                                        <italic toggle="yes">et al.</italic>, 2021</xref>)</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="4" valign="middle">
                                    <bold>2</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Framework diagram</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">
                                    <inline-graphic xlink:href="Graphics2.gif"/>
                                </td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Aim and scope</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">To study the quality characteristics and acceptance intention for healthcare kiosks covering the elders&#x2019; perception from South Korea.</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>External variables</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">Service quality, system quality, and information quality.</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Citation</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">(
                                    <xref ref-type="bibr" rid="ref71">Kim, Chung and Park, 2022</xref>)</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="4" valign="middle">
                                    <bold>3</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Framework diagram</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">
                                    <inline-graphic xlink:href="Graphics3.gif"/>
                                </td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Aim and scope</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">To assess the deployment of masks to combat the COVID-19 Pandemic in Taiwan through web-based cross-sectional study.</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>External variables</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">Health literacy, privacy and security, and computer self-efficacy.</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Citation</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">(
                                    <xref ref-type="bibr" rid="ref72">Tsai 
                                        <italic toggle="yes">et al.</italic>, 2021</xref>)</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="4" valign="middle">
                                    <bold>4</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Framework diagram</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">
                                    <inline-graphic xlink:href="Graphics4.gif"/>
                                </td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Aim and scope</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">To study the acceptance of COVID-19 tracing application</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>External variables</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">Privacy concern, trust</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Citation</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">(
                                    <xref ref-type="bibr" rid="ref54">Velicia-Martin 
                                        <italic toggle="yes">et al.</italic>, 2021</xref>)</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="4" valign="middle">
                                    <bold>5</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Framework diagram</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">
                                    <inline-graphic xlink:href="Graphics5.gif"/>
                                </td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Aim and scope</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">To measure users&#x2019; attitude on the health-related short video advertising on social media</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>External variables</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">Social interaction, intrusiveness, in formativeness, and relevance</td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>Citation</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="top">(Figure reproduced with permission from 
                                    <xref ref-type="bibr" rid="ref66">Zhao and Wang, 2020</xref>)</td>
                            </tr>
                        </tbody>
                    </table>
                </table-wrap>
                <p>As seen in 
                    <xref ref-type="table" rid="T3">Table 3</xref>, the first reviewed model was developed to study the factors affecting students&#x2019; acceptance towards e-learning platform. This study by 
                    <xref ref-type="bibr" rid="ref44">Prasetyo 
                        <italic toggle="yes">et al.</italic> (2021)</xref> showcases how perceived usefulness is connected to information quality while perceived ease of use is connected to system quality and user interface. It also shows that the external variable does not have a direct effect on behavioral intention which then will determine the actual use.</p>
                <p>The second reviewed model was used to study the acceptance of healthcare kiosks among the elderly in Korea (
                    <xref ref-type="bibr" rid="ref71">Kim, Chung and Park, 2022</xref>). Even though this study does utilize the ETAM by having external variables, it connects the perceived usefulness and perceived ease of use direct to the technology acceptance among users. The external variables utilized in this study consist of service quality, system quality, and information quality.</p>
                <p>The third reviewed model is to look into assessing the use of masks to combat COVID-19 through web-based sectional study (
                    <xref ref-type="bibr" rid="ref72">Tsai 
                        <italic toggle="yes">et al.</italic>, 2021</xref>). Across all other models review, the model utilized in this study is one of the closest to the original model of ETAM that was created by 
                    <xref ref-type="bibr" rid="ref55">Venkatesh and Davis (2000)</xref>. As for the external variables, this study investigates health literacy, privacy and security, and computer self-efficacy.</p>
                <p>The fourth reviewed model is to study the acceptance of COVID-19 tracing application by looking at privacy concern and trust issue among users (
                    <xref ref-type="bibr" rid="ref54">Velicia-Martin 
                        <italic toggle="yes">et al.</italic>, 2021</xref>). Additionally, the fifth reviewed model is used to measure users&#x2019; attitude on health-related social media video advertising with external variable of social interaction, intrusiveness, in formativeness, and relevance (
                    <xref ref-type="bibr" rid="ref66">Zhao and Wang, 2020</xref>).</p>
                <p>Therefore, from all the reviews above, the researchers found several types of studies that utilize ETAM model in relation to digital healthcare adoption. Key similarities found in the discussion of external variables that associated with human and devices characteristics. For instance, users look for healthcare application interface, security and privacy. Additionally, users would consider self-literacy, social interaction, self-efficacy as factors that contribute to willingness and trust to use digital healthcare.</p>
            </sec>
            <sec id="sec14">
                <title>What are the challenges for senior citizens to adopt digital healthcare services?</title>
                <p>Upon reviewing past literature, external factors that drive or impede senior citizens&#x2019; technology adoption vary according to the study subject and context. Similar findings from studies that were conducted particularly for senior citizens, digital adoption that covers different age of users summarize in 
                    <xref ref-type="table" rid="T4">Table 4</xref>. 
                    <xref ref-type="table" rid="T4">Table 4</xref> illustrates the findings of the potential challenges for senior citizens to adopt digital healthcare services and these external variables were generated from the framework analysis charting process.</p>
                <table-wrap id="T4" orientation="portrait" position="float">
                    <label>Table 4. </label>
                    <caption>
                        <title>External barriers for senior citizens to adopt digital healthcare services.</title>
                    </caption>
                    <table content-type="article-table" frame="hsides">
                        <thead>
                            <tr>
                                <th align="left" colspan="1" rowspan="1" valign="top">No</th>
                                <th align="left" colspan="1" rowspan="1" valign="top">Challenges</th>
                                <th align="left" colspan="1" rowspan="1" valign="top">Description</th>
                                <th align="left" colspan="1" rowspan="1" valign="top">Citation</th>
                            </tr>
                        </thead>
                        <tbody>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="middle">
                                    <bold>1</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="middle">Information quality</td>
                                <td align="left" colspan="1" rowspan="1" valign="top">Information quality is a critical factor in the digital environment as well as data information used in the application. Low information quality may impede senior citizens utilization of digital healthcare. Information quality measures the degree the users think digital healthcare may benefit them.</td>
                                <td align="left" colspan="1" rowspan="1" valign="top">
                                    <xref ref-type="bibr" rid="ref44">Prasetyo 
                                        <italic toggle="yes">et al.</italic>, 2021</xref>; 
                                    <xref ref-type="bibr" rid="ref71">Kim, Chung and Park, 2022</xref>; 
                                    <xref ref-type="bibr" rid="ref66">Zhao and Wang, 2020</xref>; 
                                    <xref ref-type="bibr" rid="ref32">Lee, 
                                        <italic toggle="yes">et al.</italic>, 2021</xref>
                                </td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="top">
                                    <bold>2</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="middle">Privacy and security</td>
                                <td align="left" colspan="1" rowspan="1" valign="top">Senior citizens may be hesitant to share their personal information online due to privacy and security concerns on digital applications. They may be worried about their personal information being compromised or used for unauthorized purposes.</td>
                                <td align="left" colspan="1" rowspan="1" valign="top">
                                    <xref ref-type="bibr" rid="ref72">Tsai 
                                        <italic toggle="yes">et al.</italic>, 2021</xref>; 
                                    <xref ref-type="bibr" rid="ref54">Velicia-Martin 
                                        <italic toggle="yes">et al.</italic>, 2021</xref>; 
                                    <xref ref-type="bibr" rid="ref45">Quan-Haase and Ho, 2020</xref>
                                </td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="top">
                                    <bold>3</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="middle">Trust</td>
                                <td align="left" colspan="1" rowspan="1" valign="top">Trust is viewed as a vital concept between supply and demand. Trust comprises of perception and level of confidence of users to the other users or objects. It is to explain why applications in other fields, including medical services, are accepted. The definition of trust is the belief of users or patients that the services offered by a new technology will produce favorable outcomes. The study reviews how senior citizens&#x2019; trust in technology favorably influences their behavioral intention to use it.</td>
                                <td align="left" colspan="1" rowspan="1" valign="top">
                                    <xref ref-type="bibr" rid="ref73">An, S., Eck, T., and Yim, H. 2023</xref>; 
                                    <xref ref-type="bibr" rid="ref28">Kamal, 
                                        <italic toggle="yes">et al.</italic>, 2020</xref>; 
                                    <xref ref-type="bibr" rid="ref54">Velicia-Martin, 
                                        <italic toggle="yes">et al.</italic>, 2021</xref>
                                </td>
                            </tr>
                            <tr>
                                <td align="left" colspan="1" rowspan="1" valign="top">
                                    <bold>4</bold>
                                </td>
                                <td align="left" colspan="1" rowspan="1" valign="middle">Health literacy</td>
                                <td align="left" colspan="1" rowspan="1" valign="top">The lack of health literacy among senior citizens could potentially be another factor that was found from past study. Senior citizens may not understand the medical terminology used on digital platforms and applications, which can make it challenging to understand their health information and make informed decisions.</td>
                                <td align="left" colspan="1" rowspan="1" valign="top">
                                    <xref ref-type="bibr" rid="ref72">Tsai 
                                        <italic toggle="yes">et al.</italic>, 2021</xref>; 
                                    <xref ref-type="bibr" rid="ref14">Brackstone 
                                        <italic toggle="yes">et al.</italic>, 2022</xref>
                                </td>
                            </tr>
                        </tbody>
                    </table>
                </table-wrap>
                <p>Studies by 
                    <xref ref-type="bibr" rid="ref44">Prasetyo 
                        <italic toggle="yes">et al.</italic> (2021)</xref>; 
                    <xref ref-type="bibr" rid="ref68">Zin, 
                        <italic toggle="yes">et al.</italic> (2023)</xref>; 
                    <xref ref-type="bibr" rid="ref66">Zhao and Wang (2020)</xref>; and 
                    <xref ref-type="bibr" rid="ref32">Lee, 
                        <italic toggle="yes">et al.</italic> (2021)</xref> agreed that information quality is one of the key external barriers to technology adoption. These studies stressed how important information quality is to the users that attract and motivate them to use the application. Senior citizens considered as mature users will consider how useful the information in digital healthcare that could be used for their health monitoring etc. Information quality is one of key factor that ascertain the information performance and how successful the e-learning environment.</p>
                <p>The second barrier found is privacy and security. This finding is not only applicable to senior citizens but to most users from different age groups (
                    <xref ref-type="bibr" rid="ref71">Kim, Chung and Park, 2022</xref>). This is because the results from various studies confirmed that regardless of culture or background users&#x2019; views on privacy and security are consistent. People tend to consider information privacy, psychological privacy, and social privacy towards digital adoption.</p>
                <p>The third external variable found to be trust. Trust refers to the faith, level of confidence, and expectation of senior citizens that digital healthcare services will benefit them in many ways. Prior studies have applied trust to the TAM and discovered roles of trust in increasing usefulness (
                    <xref ref-type="bibr" rid="ref72">Tsai 
                        <italic toggle="yes">et al.</italic>, 2021</xref>). These studies propose more research emphasis on examine trust with the ETAM. Trust measures users view toward the digital healthcare is either is well protected, reliable and secured.</p>
                <p>The final barrier is health literacy, studies by 
                    <xref ref-type="bibr" rid="ref61">Yu 
                        <italic toggle="yes">et al.</italic> (2021)</xref> and 
                    <xref ref-type="bibr" rid="ref14">Brackstone 
                        <italic toggle="yes">et al.</italic> (2022)</xref> found that the extent of health literacy can contribute to users&#x2019; willingness to technology adoption. This factor assesses the ability of senior citizens to understand and process the health information provided in digital healthcare that led to their decision making.</p>
            </sec>
            <sec id="sec15">
                <title>How to utilize ETAM to measure the adoption of digital healthcare services among senior citizens?</title>
                <p>Based on the framework analysis, ETAM could be one of the more accurate models to measure the adoption of digital healthcare services among senior citizens. Various studies from multiple research areas covering management, communication, psychology and technology, have verified in their findings of users&#x2019; perceived usefulness, users&#x2019; perceived ease of use, and how it affects users&#x2019; attitude that will then lead to their behavior and intention to use. In addition, the external variables could also affect users&#x2019; behavior and intention. The external variables found in this study are information quality, privacy and security, trust, and health literacy which formulated from past validated studies (
                    <xref ref-type="bibr" rid="ref44">Prasetyo 
                        <italic toggle="yes">et al.</italic>, 2021</xref>, 
                    <xref ref-type="bibr" rid="ref71">Kim 
                        <italic toggle="yes">et al.</italic>, 2022</xref>, 
                    <xref ref-type="bibr" rid="ref72">Tsai 
                        <italic toggle="yes">et al.</italic>, 2021</xref>, 
                    <xref ref-type="bibr" rid="ref54">Velicia-Martin 
                        <italic toggle="yes">et al.</italic>, 2021</xref>, 
                    <xref ref-type="bibr" rid="ref66">Zhao and Wang, 2020</xref>). The development of framework mapping from the framework analysis can be seen in 
                    <xref ref-type="table" rid="T2">Table 2</xref>. Further explanation of the selected external variables is as follows:
                    <list list-type="order">
                        <list-item>
                            <label>1.</label>
                            <p>Information quality refers to the accuracy, completeness, and relevance of the information provided to users. It is an important factor in the adoption of digital healthcare services, as senior citizens may require more accurate and reliable information to make informed decisions about their health (
                                <xref ref-type="bibr" rid="ref44">Prasetyo 
                                    <italic toggle="yes">et al.,</italic> 2021</xref>; 
                                <xref ref-type="bibr" rid="ref71">Kim, Chung and Park, 2022</xref>; 
                                <xref ref-type="bibr" rid="ref66">Zhao and Wang, 2020</xref>; 
                                <xref ref-type="bibr" rid="ref32">Lee, 
                                    <italic toggle="yes">et al.,</italic> 2021</xref>).</p>
                        </list-item>
                        <list-item>
                            <label>2.</label>
                            <p>Privacy and security are defined as policies on data information protection, senior citizens may be concerned about the protection of their personal health information when using digital healthcare services (
                                <xref ref-type="bibr" rid="ref72">Tsai 
                                    <italic toggle="yes">et al.,</italic> 2021</xref>; 
                                <xref ref-type="bibr" rid="ref54">Velicia-Martin 
                                    <italic toggle="yes">et al.,</italic> 2021</xref>; 
                                <xref ref-type="bibr" rid="ref45">Quan-Haase and Ho, 2020</xref>).</p>
                        </list-item>
                        <list-item>
                            <label>3.</label>
                            <p>Trust in this context refers to beliefs and perception of users towards new technology, as senior citizens may need to trust the technology and the healthcare providers before they can fully adopt digital healthcare services (
                                <xref ref-type="bibr" rid="ref73">An, S., Eck, T., and Yim, H. 2023</xref>; 
                                <xref ref-type="bibr" rid="ref28">Kamal, 
                                    <italic toggle="yes">et al.,</italic> 2020</xref>; 
                                <xref ref-type="bibr" rid="ref54">Velicia-Martin, 
                                    <italic toggle="yes">et al.,</italic> 2021</xref>).</p>
                        </list-item>
                        <list-item>
                            <label>4.</label>
                            <p>Health literacy is defined as the ability to understand and use technology effectively. Senior citizens may view this factor as important to satisfy their trust, degree of confidence, and intention (
                                <xref ref-type="bibr" rid="ref72">Tsai 
                                    <italic toggle="yes">et al.,</italic> 2021</xref>; 
                                <xref ref-type="bibr" rid="ref14">Brackstone 
                                    <italic toggle="yes">et al.,</italic> 2022</xref>).</p>
                        </list-item>
                    </list>
                </p>
                <p>The study by 
                    <xref ref-type="bibr" rid="ref56">Wang 
                        <italic toggle="yes">et al.</italic> (2023)</xref>, applied the ETAM model to investigate the factors that affect the adoption of mobile health services among older adults in China. The results showed that information quality, privacy and security, and trust significantly influence the intention to use mobile health services among senior citizens. Similarly, a study by 
                    <xref ref-type="bibr" rid="ref65">Zhou 
                        <italic toggle="yes">et al.</italic> (2019)</xref> applied the ETAM to investigate the factors that influence the adoption of telehealth services among senior citizen study China. The results showed that information quality, privacy and security, and trust significantly affect the adoption of the services.</p>
                <p>Overall, the ETAM model derived from 
                    <xref ref-type="bibr" rid="ref55">Venkatesh and Davis (2000)</xref> was used to develop framework in 
                    <xref ref-type="fig" rid="f2">Figure 2</xref> and has proven to be effective in measuring the adoption of digital healthcare services among senior citizens by incorporating important factors such as information quality, privacy and security, trust, and health literacy. By considering these factors, healthcare providers can design and implement digital healthcare services that meet the needs and preferences of senior citizens and improve their health outcomes.</p>
                <fig fig-type="figure" id="f2" orientation="portrait" position="float">
                    <label>Figure 2. </label>
                    <caption>
                        <title>Framework model to assess senior citizens&#x2019; adoption of digital healthcare.</title>
                    </caption>
                    <graphic id="gr2" orientation="portrait" position="float" xlink:href="https://f1000research-files.f1000.com/manuscripts/150157/8fbd5e01-31b4-47f5-892e-207ac2e0e213_figure2.gif"/>
                </fig>
            </sec>
        </sec>
        <sec id="sec16" sec-type="conclusions">
            <title>Conclusions</title>
            <p>The conclusion of the study proposed a conceptual framework in assessing the adoption of digital healthcare services by senior citizens in Malaysia. ETAM was proposed in this study covers the users&#x2019; perceived usefulness, users&#x2019; perceived ease of use, and how it affects users&#x2019; attitudes that will then lead to their behavior and intention to use. The external extended variables affecting the adoption of digital healthcare services among senior citizens are information quality, privacy and security, trust, and health literacy. The quality of the information provided to users is a significant aspect of digital healthcare services adoption, particularly for senior citizens who may require precise and pertinent information to make informed decisions about their health. Additionally, privacy and security are important considerations for senior citizens, who may be concerned about safeguarding their personal health information when using digital healthcare services. Trust is another essential factor, as senior citizens need to have faith in both the technology and the healthcare providers before they can fully embrace digital healthcare services. Finally, health literacy plays a crucial role in the adoption of digital healthcare services among senior citizens, as it influences their ability to comprehend and utilize the technology effectively. This study, therefore, provides the foundation for future research in understanding the actual use of digital healthcare systems using ETAM by senior citizens despite providing tools for a better life.</p>
        </sec>
    </body>
    <back>
        <sec id="sec19" sec-type="data-availability">
            <title>Data availability</title>
            <p>No data are associated with this study</p>
        </sec>
        <ref-list>
            <title>References</title>
            <ref id="ref1">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Alita</surname>
                            <given-names>S</given-names>
                        </name>
</person-group>:
                    <article-title>Expanding digital healthcare in Malaysia &#x2013; opengovAsia.</article-title>
                    <source>

                        <italic toggle="yes">Open Gov Asia.</italic>
</source>
                    <year>2021</year>.
                    <ext-link ext-link-type="uri" xlink:href="Https://opengovasia.com/expanding-digital-healthcare-in-malaysia/">Reference Source</ext-link>
                </mixed-citation>
            </ref>
            <ref id="ref2">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Ahadzadeh</surname>
                            <given-names>AS</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Wu</surname>
                            <given-names>SL</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Ong</surname>
                            <given-names>FS</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>The mediating influence of the unified theory of acceptance and use of technology on the relationship between internal health locus of control and mobile health adoption: cross-sectional study.</article-title>
                    <source>

                        <italic toggle="yes">J. Med. Internet Res.</italic>
</source>
                    <year>2021</year>;<volume>23</volume>(<issue>12</issue>):<fpage>e28086</fpage>.
                    <pub-id pub-id-type="pmid">34964718</pub-id>
                    <pub-id pub-id-type="doi">10.2196/28086</pub-id>
                    <pub-id pub-id-type="pmcid">PMC8756342</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref3">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Alashhab</surname>
                            <given-names>ZR</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Anbar</surname>
                            <given-names>M</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Singh</surname>
                            <given-names>MM</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Impact of coronavirus pandemic crisis on technologies and cloud computing applications.</article-title>
                    <source>

                        <italic toggle="yes">J. Electron. Sci. Technol.</italic>
</source>
                    <year>2021</year>;<volume>19</volume>(<issue>1</issue>):<fpage>100059</fpage>.
                    <pub-id pub-id-type="doi">10.1016/j.jnlest.2020.100059</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref4">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>AlQudah</surname>
                            <given-names>AA</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Al-Emran</surname>
                            <given-names>M</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Shaalan</surname>
                            <given-names>K</given-names>
                        </name>
</person-group>:
                    <article-title>Technology acceptance in healthcare: A systematic review.</article-title>
                    <source>

                        <italic toggle="yes">Appl. Sci.</italic>
</source>
                    <year>2021</year>;<volume>11</volume>(<issue>22</issue>):<fpage>10537</fpage>.
                    <pub-id pub-id-type="doi">10.3390/app112210537</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref5">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Al-Turjman</surname>
                            <given-names>F</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Nawaz</surname>
                            <given-names>MH</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Ulusar</surname>
                            <given-names>UD</given-names>
                        </name>
</person-group>:
                    <article-title>Intelligence in the Internet of Medical Things era: A systematic review of current and future trends.</article-title>
                    <source>

                        <italic toggle="yes">Comput. Commun.</italic>
</source>
                    <year>2020</year>;<volume>150</volume>:<fpage>644</fpage>&#x2013;<lpage>660</lpage>.
                    <pub-id pub-id-type="doi">10.1016/j.comcom.2019.12.030</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref73">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>An</surname>
                            <given-names>S</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Eck</surname>
                            <given-names>T</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Yim</surname>
                            <given-names>H</given-names>
                        </name>
</person-group>:
                    <article-title>Understanding Consumers&#x2019; Acceptance Intention to Use Mobile Food Delivery Applications through an Extended Technology Acceptance Model.</article-title>
                    <source>

                        <italic toggle="yes">Sustainability.</italic>
</source>
                    <year>2023</year>;<volume>15</volume>:<fpage>832</fpage>.
                    <pub-id pub-id-type="doi">10.3390/su15010832</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref6">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Ang</surname>
                            <given-names>ZY</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Cheah</surname>
                            <given-names>KY</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Shakirah</surname>
                            <given-names>MS</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Malaysia&#x2019;s health systems response to COVID-19.</article-title>
                    <source>

                        <italic toggle="yes">Int. J. Environ. Res. Public Health.</italic>
</source>
                    <year>2021</year>;<volume>18</volume>(<issue>21</issue>).
                    <pub-id pub-id-type="pmid">34769629</pub-id>
                    <pub-id pub-id-type="doi">10.3390/ijerph182111109</pub-id>
                    <pub-id pub-id-type="pmcid">PMC8583455</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref7">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Arenas-Gait&#x00e1;n</surname>
                            <given-names>J</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Peral-Peral</surname>
                            <given-names>B</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Ram&#x00f3;n-Jer&#x00f3;nimo</surname>
                            <given-names>MA</given-names>
                        </name>
</person-group>:
                    <article-title>Elderly and internet banking: An application of UTAUT2.</article-title>
                    <source>

                        <italic toggle="yes">J. Internet Bank. Commer.</italic>
</source>
                    <year>2015</year>;<volume>20</volume>(<issue>1</issue>):<fpage>1</fpage>&#x2013;<lpage>23</lpage>.</mixed-citation>
            </ref>
            <ref id="ref8">
                <mixed-citation publication-type="book">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Azuar</surname>
                            <given-names>A</given-names>
                        </name>
</person-group>:
                    <source>

                        <italic toggle="yes">Malaysia attained ageing nation status.</italic>
</source>
                    <publisher-name>The Malaysian Reserve</publisher-name>;<year>2022, October 11</year>.
                    <ext-link ext-link-type="uri" xlink:href="https://themalaysianreserve.com/2022/10/11/malaysia-attained-ageing-nation-status/">Reference Source</ext-link>
                </mixed-citation>
            </ref>
            <ref id="ref9">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Banskota</surname>
                            <given-names>S</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Healy</surname>
                            <given-names>M</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Goldberg</surname>
                            <given-names>EM</given-names>
                        </name>
</person-group>:
                    <article-title>15 smartphone apps for older adults to use while in isolation during the COVID-19 pandemic.</article-title>
                    <source>

                        <italic toggle="yes">West. J. Emerg. Med.</italic>
</source>
                    <year>2020</year>;<volume>21</volume>(<issue>3</issue>):<fpage>514</fpage>&#x2013;<lpage>525</lpage>.
                    <pub-id pub-id-type="pmid">32302279</pub-id>
                    <pub-id pub-id-type="doi">10.5811/westjem.2020.4.47372</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref10">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Baudier</surname>
                            <given-names>P</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Kondrateva</surname>
                            <given-names>G</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Ammi</surname>
                            <given-names>C</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Digital transformation of healthcare during the COVID-19 pandemic: Patients&#x2019; teleconsultation acceptance and trusting beliefs.</article-title>
                    <source>

                        <italic toggle="yes">Technovation.</italic>
</source>
                    <year>2023</year>;<volume>120</volume>:<fpage>102547</fpage>.
                    <pub-id pub-id-type="doi">10.1016/j.technovation.2022.102547</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref11">
                <mixed-citation publication-type="book">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Bazel</surname>
                            <given-names>MA</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Ahmad</surname>
                            <given-names>M</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Mohammed</surname>
                            <given-names>F</given-names>
                        </name>
</person-group>:
                    <chapter-title>Hospital Information Systems in Malaysia: Current Issues and Blockchain Technology as a Solution.</chapter-title>
                    <source>

                        <italic toggle="yes">2022 2nd International Conference on Emerging Smart Technologies and Applications (esmarta).</italic>
</source>
                    <publisher-name>IEEE</publisher-name>;<year>2022, October</year>; pp.<fpage>1</fpage>&#x2013;<lpage>7</lpage>.</mixed-citation>
            </ref>
            <ref id="ref12">
                <mixed-citation publication-type="book">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Bile Hassan</surname>
                            <given-names>I</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Murad</surname>
                            <given-names>MAA</given-names>
                        </name>

                        <name name-style="western">
                            <surname>El-Shekeil</surname>
                            <given-names>I</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <chapter-title>Extending the UTAUT2 Model with a Privacy Calculus Model to Enhance the Adoption of a Health Information Application in Malaysia.</chapter-title>
                    <source>

                        <italic toggle="yes">Informatics.</italic>
</source>
                    <publisher-name>MDPI</publisher-name>;<year>2022, March</year>; (Vol.<volume>9</volume>, No.<issue>2</issue>, p.<fpage>31</fpage>).</mixed-citation>
            </ref>
            <ref id="ref13">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Bouziane</surname>
                            <given-names>F</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Laallam</surname>
                            <given-names>A</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Hassan</surname>
                            <given-names>A</given-names>
                        </name>
</person-group>:
                    <article-title>Technology Application in Medical Tourism in Malaysia.</article-title>
                    <source>

                        <italic toggle="yes">Handbook of Technology Application in Tourism in Asia.</italic>
</source>
                    <year>2022</year>; 669.
                    <pub-id pub-id-type="doi">10.1007/978-981-16-2210-6_31</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref14">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Brackstone</surname>
                            <given-names>K</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Marzo</surname>
                            <given-names>RR</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Bahari</surname>
                            <given-names>R</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>COVID-19 vaccine hesitancy and confidence in the Philippines and Malaysia: A cross-sectional study of sociodemographic factors and digital health literacy.</article-title>
                    <source>

                        <italic toggle="yes">PLOS Glob. Public Health.</italic>
</source>
                    <year>2022</year>;<volume>2</volume>(<issue>10</issue>):<fpage>e0000742</fpage>.
                    <pub-id pub-id-type="pmid">36962550</pub-id>
                    <pub-id pub-id-type="doi">10.1371/journal.pgph.0000742</pub-id>
                    <pub-id pub-id-type="pmcid">PMC10021455</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref15">
                <mixed-citation publication-type="book">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Caballero</surname>
                            <given-names>JCS</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Ching</surname>
                            <given-names>CBD</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Co</surname>
                            <given-names>SPS</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <chapter-title>Lifedoc: Availability and Monitoring System of Online Medical Consultation.</chapter-title>
                    <source>

                        <italic toggle="yes">2021 11th IEEE International Conference on Control System, Computing and Engineering (ICCSCE).</italic>
</source>
                    <publisher-name>IEEE</publisher-name>;<year>2021, August</year>; pp.<fpage>103</fpage>&#x2013;<lpage>108</lpage>.</mixed-citation>
            </ref>
            <ref id="ref16">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Chowdhury</surname>
                            <given-names>SR</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Sunna</surname>
                            <given-names>TC</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Ahmed</surname>
                            <given-names>S</given-names>
                        </name>
</person-group>:
                    <article-title>Telemedicine is an important aspect of healthcare services amid COVID-19 outbreak: Its barriers in Bangladesh and strategies to overcome.</article-title>
                    <source>

                        <italic toggle="yes">Int. J. Health Plann. Manag.</italic>
</source>
                    <year>2021</year>;<volume>36</volume>(<issue>1</issue>):<fpage>4</fpage>&#x2013;<lpage>12</lpage>.
                    <pub-id pub-id-type="pmid">32857887</pub-id>
                    <pub-id pub-id-type="doi">10.1002/hpm.3064</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref17">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Enaizan</surname>
                            <given-names>O</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Zaidan</surname>
                            <given-names>AA</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Alwi</surname>
                            <given-names>NHM</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Electronic medical record systems: Decision support examination framework for individual, security and privacy concerns using multi-perspective analysis.</article-title>
                    <source>

                        <italic toggle="yes">Heal. Technol.</italic>
</source>
                    <year>2020</year>;<volume>10</volume>:<fpage>795</fpage>&#x2013;<lpage>822</lpage>.
                    <pub-id pub-id-type="doi">10.1007/s12553-018-0278-7</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref18">
                <mixed-citation publication-type="journal">
                    <collab>Galen Centre for Health and Social Policy</collab>:
                    <article-title>A brief overview of the digital health landscape in.</article-title>
                    <source>

                        <italic toggle="yes">Policy Brief.</italic>
</source>
                    <year>2018</year>;<volume>2</volume>.
                    <ext-link ext-link-type="uri" xlink:href="https://kebijakankesehatanindonesia.net/images/2019/policy_brief_penguatan_kbk_dalam_meningkatkan_mutu_rujukan_non_spesialistik.pdf.">Reference Source</ext-link>
                </mixed-citation>
            </ref>
            <ref id="ref21">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Godinho</surname>
                            <given-names>MA</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Jonnagaddala</surname>
                            <given-names>J</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Gudi</surname>
                            <given-names>N</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Mhealth for integrated people-centred health services in the Western Pacific: a systematic review.</article-title>
                    <source>

                        <italic toggle="yes">Int. J. Med. Inform.</italic>
</source>
                    <year>2020</year>;<volume>142</volume>:<fpage>104259</fpage>.
                    <pub-id pub-id-type="pmid">32858339</pub-id>
                    <pub-id pub-id-type="doi">10.1016/j.ijmedinf.2020.104259</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref22">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Hariharan</surname>
                            <given-names>S</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Israni</surname>
                            <given-names>AK</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Danovitch</surname>
                            <given-names>G</given-names>
                        </name>
</person-group>:
                    <article-title>Long-term survival after kidney transplantation.</article-title>
                    <source>

                        <italic toggle="yes">N. Engl. J. Med.</italic>
</source>
                    <year>2021</year>;<volume>385</volume>(<issue>8</issue>):<fpage>729</fpage>&#x2013;<lpage>743</lpage>.
                    <pub-id pub-id-type="doi">10.1056/NEJMra2014530</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref23">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>He</surname>
                            <given-names>AJ</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Tang</surname>
                            <given-names>VF</given-names>
                        </name>
</person-group>:
                    <article-title>Integration of health services for the elderly in Asia: A scoping review of Hong Kong, Singapore, Malaysia, Indonesia.</article-title>
                    <source>

                        <italic toggle="yes">Health Policy.</italic>
</source>
                    <year>2021</year>;<volume>125</volume>(<issue>3</issue>):<fpage>351</fpage>&#x2013;<lpage>362</lpage>.
                    <pub-id pub-id-type="pmid">33422336</pub-id>
                    <pub-id pub-id-type="doi">10.1016/j.healthpol.2020.12.020</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref24">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Hira</surname>
                            <given-names>FA</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Khalid</surname>
                            <given-names>H</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Rasid</surname>
                            <given-names>SZA</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Blockchain Technology Implementation for Medical Data Management in Malaysia: Potential, Need and Challenges.</article-title>
                    <source>

                        <italic toggle="yes">TEM J.</italic>
</source>
                    <year>2022</year>;<volume>11</volume>(<issue>1</issue>):<fpage>64</fpage>&#x2013;<lpage>74</lpage>.
                    <pub-id pub-id-type="doi">10.18421/TEM111-08</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref25">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Jamil</surname>
                            <given-names>S</given-names>
                        </name>
</person-group>:
                    <article-title>From digital divide to digital inclusion: Challenges for wide-ranging digitalization in Pakistan.</article-title>
                    <source>

                        <italic toggle="yes">Telecommun. Policy.</italic>
</source>
                    <year>2021</year>;<volume>45</volume>(<issue>8</issue>):<fpage>102206</fpage>.
                    <pub-id pub-id-type="doi">10.1016/j.telpol.2021.102206</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref26">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Jeffree</surname>
                            <given-names>MS</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Ahmedy</surname>
                            <given-names>F</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Avoi</surname>
                            <given-names>R</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Integrating digital health for healthcare transformation conceptual model of smart healthcare for northern borneo.</article-title>
                    <source>

                        <italic toggle="yes">International Journal of Advanced Trends in Computer Science and Engineering.</italic>
</source>
                    <year>2020</year>;<volume>9</volume>(<issue>1</issue>):<fpage>110</fpage>&#x2013;<lpage>115</lpage>.
                    <pub-id pub-id-type="doi">10.30534/ijatcse/2020/17912020</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref27">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Jembai</surname>
                            <given-names>JVJ</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Wong</surname>
                            <given-names>YLC</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Bakhtiar</surname>
                            <given-names>NAMA</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Mobile health applications: awareness, attitudes, and practices among medical students in Malaysia.</article-title>
                    <source>

                        <italic toggle="yes">BMC Med. Educ.</italic>
</source>
                    <year>2022</year>;<volume>22</volume>(<issue>1</issue>):<fpage>1</fpage>&#x2013;<lpage>14</lpage>.
                    <pub-id pub-id-type="doi">10.1186/s12909-022-03603-4</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref28">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Kamal</surname>
                            <given-names>SA</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Shafiq</surname>
                            <given-names>M</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Kakria</surname>
                            <given-names>P</given-names>
                        </name>
</person-group>:
                    <article-title>Investigating acceptance of telemedicine services through an extended technology acceptance model (TAM).</article-title>
                    <source>

                        <italic toggle="yes">Technol. Soc.</italic>
</source>
                    <year>2020</year>;<volume>60</volume>:<fpage>101212</fpage>.
                    <pub-id pub-id-type="doi">10.1016/j.techsoc.2019.101212</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref29">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Kc</surname>
                            <given-names>B</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Alrasheedy</surname>
                            <given-names>AA</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Hing Goh</surname>
                            <given-names>B</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>The types and pattern of use of mobile health applications among the general population: A cross-sectional study from Selangor, Malaysia.</article-title>
                    <source>

                        <italic toggle="yes">Patient Prefer. Adherence.</italic>
</source>
                    <year>2021</year>;<volume>15</volume>:<fpage>1755</fpage>&#x2013;<lpage>1762</lpage>.
                    <pub-id pub-id-type="pmid">34408408</pub-id>
                    <pub-id pub-id-type="doi">10.2147/PPA.S325851</pub-id>
                    <pub-id pub-id-type="pmcid">PMC8367216</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref71">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Kim</surname>
                            <given-names>U</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Chung</surname>
                            <given-names>T</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Park</surname>
                            <given-names>E</given-names>
                        </name>
</person-group>:
                    <article-title>Quality Characteristics and Acceptance Intention for Healthcare Kiosks: Perception of Elders from South Korea Based on the Extended Technology Acceptance Model.</article-title>
                    <source>Int. J. Environ. Res. Public Health.</source>
                    <year>2022</year>;<volume>19</volume>(<issue>24</issue>):<fpage>16485</fpage>.
                    <pub-id pub-id-type="doi">10.3390/ijerph192416485</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref31">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Kulyk</surname>
                            <given-names>O</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Renaud</surname>
                            <given-names>K</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Costica</surname>
                            <given-names>S</given-names>
                        </name>
</person-group>:
                    <article-title>People want reassurance when making privacy-related decisions&#x2014;Not technicalities.</article-title>
                    <source>

                        <italic toggle="yes">J. Syst. Softw.</italic>
</source>
                    <year>2023</year>;<volume>200</volume>:<fpage>111620</fpage>.
                    <pub-id pub-id-type="doi">10.1016/j.jss.2023.111620</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref32">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Lee</surname>
                            <given-names>PY</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Cheong</surname>
                            <given-names>AT</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Ghazali</surname>
                            <given-names>SS</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Barriers to implementing asthma self-management in Malaysian primary care: qualitative study exploring the perspectives of healthcare professionals.</article-title>
                    <source>

                        <italic toggle="yes">NPJ Prim. Care Respir. Med.</italic>
</source>
                    <year>2021</year>;<volume>31</volume>(<issue>1</issue>):<fpage>38</fpage>.
                    <pub-id pub-id-type="pmid">34234145</pub-id>
                    <pub-id pub-id-type="doi">10.1038/s41533-021-00250-y</pub-id>
                    <pub-id pub-id-type="pmcid">PMC8263608</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref33">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Lee</surname>
                            <given-names>SM</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Lee</surname>
                            <given-names>D</given-names>
                        </name>
</person-group>:
                    <article-title>Healthcare wearable devices: an analysis of key factors for continuous use intention.</article-title>
                    <source>

                        <italic toggle="yes">Serv. Bus.</italic>
</source>
                    <year>2020</year>;<volume>14</volume>(<issue>4</issue>):<fpage>503</fpage>&#x2013;<lpage>531</lpage>.
                    <pub-id pub-id-type="doi">10.1007/s11628-020-00428-3</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref35">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Liu</surname>
                            <given-names>D</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Li</surname>
                            <given-names>Q</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Han</surname>
                            <given-names>S</given-names>
                        </name>
</person-group>:
                    <article-title>Using extended technology acceptance model to assess the adopt intention of a proposed iot-based health management tool.</article-title>
                    <source>

                        <italic toggle="yes">Sensors.</italic>
</source>
                    <year>2022</year>;<volume>22</volume>(<issue>16</issue>):<fpage>6092</fpage>.
                    <pub-id pub-id-type="pmid">36015853</pub-id>
                    <pub-id pub-id-type="doi">10.3390/s22166092</pub-id>
                    <pub-id pub-id-type="pmcid">PMC9415274</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref36">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Lousado</surname>
                            <given-names>JP</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Pires</surname>
                            <given-names>IM</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Zdravevski</surname>
                            <given-names>E</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Monitoring the health and residence conditions of elderly people, using lora and the things network.</article-title>
                    <source>

                        <italic toggle="yes">Electronics.</italic>
</source>
                    <year>2021</year>;<volume>10</volume>(<issue>14</issue>):<fpage>1729</fpage>.
                    <pub-id pub-id-type="doi">10.3390/electronics10141729</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref37">
                <mixed-citation publication-type="other">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Malarvizhi</surname>
                            <given-names>C</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Manzoor</surname>
                            <given-names>SR</given-names>
                        </name>
</person-group>:
                    <article-title>Exploring the Significance of iot-Enabled Health Monitoring and Assistive Systems for Elderly NCD Patients in Malaysia.</article-title>
                    <year>2020</year>.</mixed-citation>
            </ref>
            <ref id="ref38">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Manzoor</surname>
                            <given-names>M</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Maziz</surname>
                            <given-names>MNH</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Subrimanyan</surname>
                            <given-names>V</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Attitudes towards and the confidence in acceptance of telemedicine among the people in Sabah, Malaysia.</article-title>
                    <source>

                        <italic toggle="yes">Int. J. Health Sci (IJHS).</italic>
</source>
                    <year>2022</year>;<fpage>2376</fpage>&#x2013;<lpage>2386</lpage>.
                    <pub-id pub-id-type="doi">10.53730/ijhs.v6nS3.6040</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref39">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Mubarak</surname>
                            <given-names>F</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Suomi</surname>
                            <given-names>R</given-names>
                        </name>
</person-group>:
                    <article-title>Elderly Forgotten? Digital Exclusion in the Information Age and the Rising Grey Digital Divide.</article-title>
                    <source>

                        <italic toggle="yes">Inquiry (United States).</italic>
</source>
                    <year>2022</year>;<volume>59</volume>:<fpage>004695802210962</fpage>&#x2013;<lpage>004695802210967</lpage>.
                    <pub-id pub-id-type="pmid">35471138</pub-id>
                    <pub-id pub-id-type="doi">10.1177/00469580221096272</pub-id>
                    <pub-id pub-id-type="pmcid">PMC9052810</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref41">
                <mixed-citation publication-type="other">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Noichl</surname>
                            <given-names>S</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Schroeder</surname>
                            <given-names>U</given-names>
                        </name>
</person-group>:
                    <article-title>Infobits: A mobile application to foster digital competencies of senior citizens. Lecture Notes in Computer Science (Including Subseries Lecture Notes in Artificial Intelligence and Lecture Notes in Bioinformatics), 12315 LNCS.</article-title>
                    <year>2020</year>;<fpage>369</fpage>&#x2013;<lpage>373</lpage>.
                    <pub-id pub-id-type="doi">10.1007/978-3-030-57717-9_29</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref42">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Puri</surname>
                            <given-names>S</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Pandey</surname>
                            <given-names>S</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Chawla</surname>
                            <given-names>D</given-names>
                        </name>
</person-group>:
                    <article-title>Impact of technology, health and consumer-related factors on continued usage intention of wearable fitness tracking (WFT) devices.</article-title>
                    <source>

                        <italic toggle="yes">BIJ.</italic>
</source>
                    <year>2022</year>. (ahead-of-print).
                    <pub-id pub-id-type="doi">10.1108/BIJ-12-2020-0647</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref43">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Putri</surname>
                            <given-names>KYS</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Abdullah</surname>
                            <given-names>Z</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Istiyanto</surname>
                            <given-names>SB</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>The antecedents and consequences of e-health literacy in the pharmaceutical industry: An agenda for future research.</article-title>
                    <source>

                        <italic toggle="yes">Int. J. App. Pharm.</italic>
</source>
                    <year>2020</year>;<volume>12</volume>(<issue>6</issue>):<fpage>1</fpage>&#x2013;<lpage>6</lpage>.
                    <pub-id pub-id-type="doi">10.22159/ijap.2020v12i6.39069</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref44">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Prasetyo</surname>
                            <given-names>YT</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Tanto</surname>
                            <given-names>H</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Mariyanto</surname>
                            <given-names>M</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Factors affecting customer satisfaction and loyalty in online food delivery service during the COVID-19 pandemic: Its relation with open innovation.</article-title>
                    <source>

                        <italic toggle="yes">Journal of Open Innovation: Technology, Market, and Complexity.</italic>
</source>
                    <year>2021</year>;<volume>7</volume>(<issue>1</issue>):<fpage>76</fpage>.
                    <pub-id pub-id-type="doi">10.3390/joitmc7010076</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref45">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Quan-Haase</surname>
                            <given-names>A</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Ho</surname>
                            <given-names>D</given-names>
                        </name>
</person-group>:
                    <article-title>Online privacy concerns and privacy protection strategies among older adults in East York, Canada.</article-title>
                    <source>

                        <italic toggle="yes">J. Assoc. Inf. Sci. Technol.</italic>
</source>
                    <year>2020</year>;<volume>71</volume>(<issue>9</issue>):<fpage>1089</fpage>&#x2013;<lpage>1102</lpage>.
                    <pub-id pub-id-type="doi">10.1002/asi.24364</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref46">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Rajak</surname>
                            <given-names>M</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Shaw</surname>
                            <given-names>K</given-names>
                        </name>
</person-group>:
                    <article-title>An extension of technology acceptance model for mHealth user adoption.</article-title>
                    <source>

                        <italic toggle="yes">Technol. Soc.</italic>
</source>
                    <year>2021</year>;<volume>67</volume>:<fpage>101800</fpage>.
                    <pub-id pub-id-type="doi">10.1016/j.techsoc.2021.101800</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref70">
                <mixed-citation publication-type="book">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Ritchie</surname>
                            <given-names>J</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Spencer</surname>
                            <given-names>L</given-names>
                        </name>
</person-group>:
                    <chapter-title>Qualitative Data Analysis for Applied Policy Research.</chapter-title>
                    <source>Analyzing Qualitative Data.</source>
                    <person-group person-group-type="editor">
                        <name name-style="western">
                            <surname>Bryman</surname>
                            <given-names>A</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Burgess</surname>
                            <given-names>R</given-names>
                        </name>
</person-group>, editors.
                    <publisher-loc>Routledge, London</publisher-loc>;<year>1994</year>; pp.<fpage>173</fpage>&#x2013;<lpage>194</lpage>.
                    <ext-link ext-link-type="uri" xlink:href="https://doi.org/10.4324/9780203413081_chapter_9">https://doi.org/10.4324/9780203413081_chapter_9</ext-link>
                </mixed-citation>
            </ref>
            <ref id="ref47">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Salleh</surname>
                            <given-names>MIM</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Abdullah</surname>
                            <given-names>R</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Zakaria</surname>
                            <given-names>N</given-names>
                        </name>
</person-group>:
                    <article-title>Evaluating the effects of electronic health records system adoption on the performance of Malaysian health care providers.</article-title>
                    <source>

                        <italic toggle="yes">BMC Med. Inform. Decis. Mak.</italic>
</source>
                    <year>2021</year>;<volume>21</volume>(<issue>1</issue>):<fpage>1</fpage>&#x2013;<lpage>13</lpage>.
                    <pub-id pub-id-type="doi">10.1186/s12911-021-01447-4</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref48">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Seven</surname>
                            <given-names>&#x00dc;S</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Stoll</surname>
                            <given-names>M</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Dubbert</surname>
                            <given-names>D</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Perception, attitudes, and experiences regarding mental health problems and web based mental health information amongst young people with and without migration background in Germany. A qualitative study.</article-title>
                    <source>

                        <italic toggle="yes">Int. J. Environ. Res. Public Health.</italic>
</source>
                    <year>2021</year>;<volume>18</volume>(<issue>1</issue>):<fpage>81</fpage>.
                    <pub-id pub-id-type="doi">10.3390/ijerph18010081</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref49">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Shrestha</surname>
                            <given-names>R</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Maviglia</surname>
                            <given-names>F</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Altice</surname>
                            <given-names>FL</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Mobile health technology use and the acceptability of an mhealthplatform for HIV prevention among men who have sex with men in Malaysia: cross-sectional respondent-driven sampling survey.</article-title>
                    <source>

                        <italic toggle="yes">J. Med. Internet Res.</italic>
</source>
                    <year>2022</year>;<volume>24</volume>(<issue>7</issue>):<fpage>e36917</fpage>.
                    <pub-id pub-id-type="pmid">35877172</pub-id>
                    <pub-id pub-id-type="doi">10.2196/36917</pub-id>
                    <pub-id pub-id-type="pmcid">PMC9361153</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref50">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Tawalbeh</surname>
                            <given-names>LA</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Muheidat</surname>
                            <given-names>F</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Tawalbeh</surname>
                            <given-names>M</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>IotPrivacy and security: Challenges and solutions.</article-title>
                    <source>

                        <italic toggle="yes">Appl. Sci.</italic>
</source>
                    <year>2020</year>;<volume>10</volume>(<issue>12</issue>):<fpage>4102</fpage>.
                    <pub-id pub-id-type="doi">10.3390/app10124102</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref69">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Trianita</surname>
                            <given-names>YM</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Dharma</surname>
                            <given-names>S</given-names>
                        </name>
</person-group>:
                    <article-title>The Extension of TAM Model in the Use of Point of Sale (Pos) in Minimarkets in Padang, Indonesia.</article-title>
                    <source>

                        <italic toggle="yes">KnE Soc. Sci.</italic>
</source>
                    <year>2019</year>;<volume>3</volume>(<issue>14</issue>):<fpage>83</fpage>&#x2013;<lpage>96</lpage>.
                    <pub-id pub-id-type="doi">10.18502/kss.v3i14.4300</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref72">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Tsai</surname>
                            <given-names>W</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Wu</surname>
                            <given-names>Y</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Cheng</surname>
                            <given-names>C</given-names>
                        </name>
</person-group>:
                    <article-title>A Technology Acceptance Model for Deploying Masks to Combat the COVID-19 Pandemic in Taiwan (My Health Bank): Web-Based Cross-sectional Survey Study.</article-title>
                    <source>

                        <italic toggle="yes">J. Med. Internet Res.</italic>
</source>
                    <year>2021</year>;<volume>23</volume>(<issue>4</issue>): e27069.
                    <pub-id pub-id-type="pmid">33819168</pub-id>
                    <pub-id pub-id-type="doi">10.2196/27069</pub-id>
                    <pub-id pub-id-type="pmcid">PMC8061895</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref51">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Ugurhan</surname>
                            <given-names>YZC</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Kumtepe</surname>
                            <given-names>EG</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Kumtepe</surname>
                            <given-names>AT</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>From Media Literacy to New Media Literacy: A Lens into Open and Distance Learning Context.</article-title>
                    <source>

                        <italic toggle="yes">Turk. Online J. Dist. Educ.</italic>
</source>
                    <year>2020</year>;<volume>21</volume>:<fpage>135</fpage>&#x2013;<lpage>151</lpage>.
                    <pub-id pub-id-type="doi">10.17718/tojde.770953</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref54">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Velicia-Martin</surname>
                            <given-names>F</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Cabrera-Sanchez</surname>
                            <given-names>JP</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Gil-Cordero</surname>
                            <given-names>E</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Researching COVID-19 tracing app acceptance: incorporating theory from the technological acceptance model.</article-title>
                    <source>

                        <italic toggle="yes">Peer J. Comput. Sci.</italic>
</source>
                    <year>2021</year>;<volume>7</volume>:<fpage>e316</fpage>.
                    <pub-id pub-id-type="doi">10.7717/peerj-cs.316</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref55">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Venkatesh</surname>
                            <given-names>V</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Davis</surname>
                            <given-names>FD</given-names>
                        </name>
</person-group>:
                    <article-title>A theoretical extension of the technology acceptance model: Four longitudinal field studies.</article-title>
                    <source>

                        <italic toggle="yes">Manag. Sci.</italic>
</source>
                    <year>2000</year>;<volume>46</volume>(<issue>2</issue>):<fpage>186</fpage>&#x2013;<lpage>204</lpage>.
                    <pub-id pub-id-type="doi">10.1287/mnsc.46.2.186.11926</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref52">
                <mixed-citation publication-type="book">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Visvesvaran</surname>
                            <given-names>C</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Shankar</surname>
                            <given-names>BM</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Kaviya</surname>
                            <given-names>S</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <chapter-title>Quarcare-iotBased Patient Health Monitoring System.</chapter-title>
                    <source>

                        <italic toggle="yes">2021 Second International Conference on Electronics and Sustainable Communication Systems (ICESC).</italic>
</source>
                    <publisher-name>IEEE</publisher-name>;<year>2021, August</year>; pp.<fpage>870</fpage>&#x2013;<lpage>874</lpage>.</mixed-citation>
            </ref>
            <ref id="ref56">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Wang</surname>
                            <given-names>X</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Lee</surname>
                            <given-names>CF</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Jiang</surname>
                            <given-names>J</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Factors Influencing the Aged in the Use of Mobile Healthcare Applications: An Empirical Study in China.</article-title>
                    <source>

                        <italic toggle="yes">Healthcare (Basel, Switzerland).</italic>
</source>
                    <year>2023</year>;<volume>11</volume>(<issue>3</issue>):<fpage>396</fpage>.
                    <pub-id pub-id-type="pmid">36766970</pub-id>
                    <pub-id pub-id-type="doi">10.3390/healthcare11030396</pub-id>
                    <pub-id pub-id-type="pmcid">PMC9914473</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref57">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Wilson</surname>
                            <given-names>J</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Heinsch</surname>
                            <given-names>M</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Betts</surname>
                            <given-names>D</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Barriers and facilitators to the use of e-health by older adults: a scoping review.</article-title>
                    <source>

                        <italic toggle="yes">BMC Public Health.</italic>
</source>
                    <year>2021</year>;<volume>21</volume>:<fpage>1</fpage>&#x2013;<lpage>12</lpage>.
                    <pub-id pub-id-type="doi">10.1186/s12889-021-11623-w</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref58">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Wong</surname>
                            <given-names>BKM</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Hazley</surname>
                            <given-names>SASA</given-names>
                        </name>
</person-group>:
                    <article-title>The future of health tourism in the industrial revolution 4.0 era.</article-title>
                    <source>

                        <italic toggle="yes">J. Tour. Futures.</italic>
</source>
                    <year>2020</year>;<volume>7</volume>(<issue>2</issue>):<fpage>267</fpage>&#x2013;<lpage>272</lpage>.
                    <pub-id pub-id-type="doi">10.1108/JTF-01-2020-0006</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref59">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Yang</surname>
                            <given-names>CC</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Yang</surname>
                            <given-names>SY</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Chang</surname>
                            <given-names>YC</given-names>
                        </name>
</person-group>:
                    <article-title>Predicting Older Adults&#x2019; Mobile Payment Adoption: An Extended TAM Model.</article-title>
                    <source>

                        <italic toggle="yes">Int. J. Environ. Res. Public Health.</italic>
</source>
                    <year>2023</year>;<volume>20</volume>(<issue>2</issue>):<fpage>1391</fpage>.
                    <pub-id pub-id-type="pmid">36674145</pub-id>
                    <pub-id pub-id-type="doi">10.3390/ijerph20021391</pub-id>
                    <pub-id pub-id-type="pmcid">PMC9859444</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref60">
                <mixed-citation publication-type="other">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Yatim</surname>
                            <given-names>MNM</given-names>
                        </name>
</person-group>:
                    <article-title>Elakwargatuaditinggalteknologi digital. Utusan Malaysia.</article-title>
                    <year>2022</year>.
                    <ext-link ext-link-type="uri" xlink:href="Https://www.utusan.com.my/rencana/forum/2022/05/elak-warga-tua-ditinggal-teknologi-digital/">Reference Source</ext-link>
                </mixed-citation>
            </ref>
            <ref id="ref61">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Yu</surname>
                            <given-names>PS</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Tsai</surname>
                            <given-names>YC</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Chiu</surname>
                            <given-names>YW</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>The relationship between subtypes of health literacy and self-care behavior in chronic kidney disease.</article-title>
                    <source>

                        <italic toggle="yes">J. Pers. Med.</italic>
</source>
                    <year>2021</year>;<volume>11</volume>(<issue>6</issue>):<fpage>447</fpage>.
                    <pub-id pub-id-type="pmid">34067267</pub-id>
                    <pub-id pub-id-type="doi">10.3390/jpm11060447</pub-id>
                    <pub-id pub-id-type="pmcid">PMC8224639</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref62">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Yuan</surname>
                            <given-names>YS</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Cheah</surname>
                            <given-names>TC</given-names>
                        </name>
</person-group>:
                    <article-title>A study of internet of things enabled healthcare acceptance in Malaysia.</article-title>
                    <source>

                        <italic toggle="yes">J. Crit. Rev.</italic>
</source>
                    <year>2020</year>;<volume>7</volume>(<issue>3</issue>):<fpage>25</fpage>&#x2013;<lpage>32</lpage>.</mixed-citation>
            </ref>
            <ref id="ref64">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Zakaria</surname>
                            <given-names>MNFBM</given-names>
                        </name>
</person-group>:
                    <article-title>NURSES&#x2019;ACCEPTANCE AND USE OF ELECTRONIC MEDICAL RECORD (EMR) IN SELECTED PRIVATE HOSPITALS IN MALAYSIA: A CASE STUDY.</article-title>
                    <source>

                        <italic toggle="yes">J. Islam.</italic>
</source>
                    <year>2022</year>;<volume>7</volume>(<issue>46</issue>).</mixed-citation>
            </ref>
            <ref id="ref63">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Zarif</surname>
                            <given-names>A</given-names>
                        </name>
</person-group>:
                    <article-title>The ethical challenges facing the widespread adoption of digital healthcare technology.</article-title>
                    <source>

                        <italic toggle="yes">Heal. Technol.</italic>
</source>
                    <year>2022</year>;<volume>12</volume>(<issue>1</issue>):<fpage>175</fpage>&#x2013;<lpage>179</lpage>.
                    <pub-id pub-id-type="pmid">35047326</pub-id>
                    <pub-id pub-id-type="doi">10.1007/s12553-021-00596-w</pub-id>
                    <pub-id pub-id-type="pmcid">PMC7612237</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref66">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Zhao</surname>
                            <given-names>J</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Wang</surname>
                            <given-names>J</given-names>
                        </name>
</person-group>:
                    <article-title>Health advertising on short-video social media: A study on user attitudes based on the extended technology acceptance model.</article-title>
                    <source>

                        <italic toggle="yes">Int. J. Environ. Res. Public Health.</italic>
</source>
                    <year>2020</year>;<volume>17</volume>(<issue>5</issue>):<fpage>1501</fpage>.
                    <pub-id pub-id-type="pmid">32110950</pub-id>
                    <pub-id pub-id-type="doi">10.3390/ijerph17051501</pub-id>
                    <pub-id pub-id-type="pmcid">PMC7084731</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref67">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Zhong</surname>
                            <given-names>Y</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Oh</surname>
                            <given-names>S</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Moon</surname>
                            <given-names>HC</given-names>
                        </name>
</person-group>:
                    <article-title>Service transformation under industry 4.0: Investigating acceptance of facial recognition payment through an extended technology acceptance model.</article-title>
                    <source>

                        <italic toggle="yes">Technol. Soc.</italic>
</source>
                    <year>2021</year>;<volume>64</volume>:<fpage>101515</fpage>.
                    <pub-id pub-id-type="doi">10.1016/j.techsoc.2020.101515</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref65">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Zhou</surname>
                            <given-names>M</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Zhao</surname>
                            <given-names>L</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Kong</surname>
                            <given-names>N</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>Factors influencing behavior intentions to telehealth by Chinese elderly: An extended TAM model.</article-title>
                    <source>

                        <italic toggle="yes">Int. J. Med. Inform.</italic>
</source>
                    <year>2019</year>;<volume>126</volume>:<fpage>118</fpage>&#x2013;<lpage>127</lpage>.
                    <pub-id pub-id-type="pmid">31029253</pub-id>
                    <pub-id pub-id-type="doi">10.1016/j.ijmedinf.2019.04.001</pub-id>
                </mixed-citation>
            </ref>
            <ref id="ref68">
                <mixed-citation publication-type="journal">
                    <person-group person-group-type="author">

                        <name name-style="western">
                            <surname>Zin</surname>
                            <given-names>KSLT</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Kim</surname>
                            <given-names>S</given-names>
                        </name>

                        <name name-style="western">
                            <surname>Kim</surname>
                            <given-names>HS</given-names>
                        </name>

                        <etal/>
</person-group>:
                    <article-title>A Study on Technology Acceptance of Digital Healthcare among Older Korean Adults Using Extended Tam (Extended Technology Acceptance Model).</article-title>
                    <source>

                        <italic toggle="yes">Adm. Sci.</italic>
</source>
                    <year>2023</year>;<volume>13</volume>(<issue>2</issue>):<fpage>42</fpage>.
                    <pub-id pub-id-type="doi">10.3390/admsci13020042</pub-id>
                </mixed-citation>
            </ref>
        </ref-list>
    </back>
</article>
