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Research Article
Revised

The impact of online store specifications on enhancing the attractiveness of customer perception of the product: An analytical study of the opinions of a sample of Iraqi virtual store customers

[version 2; peer review: 2 approved, 1 approved with reservations]
PUBLISHED 20 Jun 2026
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This article is included in the Fallujah Multidisciplinary Science and Innovation gateway.

Abstract

Background

Despite rapid e-commerce growth in emerging markets, approximately 30% of online users in Iraq avoid online shopping due to low trust. Prior research has conflated distinct dimensions of store quality, and no study has specifically investigated how information quality, system quality, and service quality differentially influence customer perceptual attractiveness—a distinct construct comprising emotional attraction, wisdom in purchasing, and confidence when purchasing.

Objectives

This study aims to (1) determine the bivariate and multivariate effects of information quality, system quality, and service quality on customer perceptual attractiveness; (2) test whether purchase frequency varies by gender; (3) assess customer awareness of online store specifications; and (4) identify which specifications contribute most significantly to enhancing product attractiveness.

Methods

A cross-sectional survey was conducted with 350 customers of ten Iraqi online stores in Baghdad Governorate (February 3–20, 2025). Convenience sampling with stratified targeting was employed. Data were analyzed using a two-stage approach: PLS-SEM (SmartPLS 4.0) for measurement model validation (reliability, convergent validity, discriminant validity via HTMT), followed by multiple regression (SPSS V.28) for structural path testing with Variance Inflation Factor (VIF) assessment for multicollinearity.

Results

The measurement model demonstrated acceptable reliability (Cronbach’s α: 0.804–0.920; CR: 0.812–0.916) and convergent validity (AVE: 0.528–0.743). Discriminant validity was established (all HTMT values <0.85). Bivariate analyses showed significant positive effects for all three dimensions (IQ: β = 0.815, p < 0.001; SQ: β = 0.616, p < 0.001; SEQ: β = 0.787, p < 0.001). However, in multivariate analysis, information quality (β = 0.436, p < 0.001, VIF = 2.14) and service quality (β = 0.493, p < 0.001, VIF = 2.08) remained significant, while system quality became non-significant (β = −0.037, p = 0.493, VIF = 1.96). The combined model explained 67% of variance (R2 = 0.674, F = 188.878, p < 0.001). No significant gender difference was found in purchase frequency (Mann-Whitney U = 6430.1, p = 0.442). Customer awareness of store specifications was moderate (M = 3.592, SD = 0.725 on a 5-point scale).

Conclusions

Information quality and service quality function as “motivator factors” that directly enhance customer perceptual attractiveness, while system quality operates as a “hygiene factor”—necessary but not sufficient for differentiation. The suppression of system quality’s effect in multivariate analysis is attributable to multicollinearity among the highly correlated dimensions (r = 0.62–0.71), not to theoretical irrelevance. This represents the first empirical demonstration of Herzberg’s Two-Factor Theory in e-commerce perception research with appropriate multicollinearity controls.

Scientific Contribution

(1) Theoretically, introduces Herzberg’s framework to distinguish hygiene vs. motivator factors in e-commerce; (2) Empirically, provides the first PLS-SEM analysis of e-commerce perception in Iraq with full discriminant validity and multicollinearity reporting; (3) Methodologically, demonstrates the necessity of VIF assessment when interpreting dimension-specific effects in multidimensional quality constructs.

Keywords

online store specifications, customer perception appeal, online stores.

Revised Amendments from Version 1

The revised version of this article was substantially improved in response to the reviewers’ valuable comments and suggestions, which significantly enriched the scientific quality of the study. Major modifications included a complete revision of the Abstract and Introduction to enhance clarity, coherence, and alignment with the research objectives. In addition, recent and high-impact references were incorporated to strengthen the theoretical foundation and ensure better engagement with contemporary literature.
Several figures that did not provide significant scientific value were removed in order to improve the academic presentation and readability of the manuscript. Furthermore, detailed tables were added to provide a more comprehensive review of previous studies as well as a clearer presentation of the practical and analytical aspects of the research. The revised version also includes future research directions and recommendations to expand the contribution of the study and encourage further investigation in this field.
Overall, the updated article presents a more rigorous, organized, and scientifically robust version of the research compared with the previously published manuscript.

See the authors' detailed response to the review by S. Saibaba Saibaba
See the authors' detailed response to the review by Younes El Manzani
See the authors' detailed response to the review by Mahmood AL-Mulla Hasan

1.

Introduction

Background

1.1

The digital transformation of retail commerce has accelerated dramatically over the past decade, with global e-commerce sales projected to exceed $8 trillion by 2026 (Statista, 2024). Online shopping offers consumers convenience, price transparency, product variety, and access to global markets (Habes et al., 2022). However, despite these benefits, a substantial proportion of consumers—particularly in emerging markets—remain hesitant to complete online purchases due to persistent concerns about trust, product authenticity, information credibility, and post-purchase dissonance (Al Hamli & Sobaih, 2023). In Iraq, recent statistics indicate that approximately 30% of internet users actively avoid online shopping, citing low trust in digital transactions and the inability to physically inspect products before purchase.

This trust deficit is not merely a technological barrier but a fundamental challenge to the psychological contract between consumers and digital vendors. Unlike traditional brick-and-mortar retail, where customers can touch, feel, and examine products firsthand, online shopping requires consumers to rely entirely on the information presented through a digital interface (Kim & Lee, 2018). Consequently, the specifications of an online store—including the quality of product information, the technical performance of the system, and the responsiveness of customer services—play a decisive role in shaping how customers perceive product attractiveness and, ultimately, their purchasing decisions (Wilson et al., 2019).

Theoretical frameworks

1.2

This study is grounded in three complementary theoretical frameworks.

First, the Stimulus-Organism-Response (S-O-R) paradigm (Mehrabian & Russell, 1974) posits that environmental stimuli (online store specifications) evoke internal organismic states (customer perception) that subsequently shape behavioral responses (purchase intentions and loyalty). The S-O-R framework has been extensively applied in e-commerce research to explain how website characteristics influence consumer behavior (Venkatesh et al., 2022).

Second, cognitive dissonance theory (Festinger, 1957) explains post-purchase anxiety as a function of inconsistency between expected and experienced product attributes—a phenomenon particularly acute in online environments where physical inspection is impossible prior to purchase (Demirgüneş & Avcilar, 2017). Customers who experience dissonance may seek supportive information, avoid conflicting messages, or abandon future purchases from the same store.

Third, Herzberg’s Two-Factor Theory (Herzberg, 1959), originally developed in organizational psychology, distinguishes between hygiene factors (whose absence causes dissatisfaction but whose presence does not directly increase satisfaction) and motivator factors (whose presence directly enhances positive perceptions). This study extends Herzberg’s framework to the e-commerce domain by proposing that system quality may function as a hygiene factor (necessary but not sufficient for perceptual attractiveness), while information quality and service quality may act as motivator factors that directly enhance customer perception. However, this proposition must be tested while controlling for multicollinearity, as the three dimensions are theoretically related and empirically correlated.

Conceptual definitions of key variables

1.3

Online store specifications are defined as the multidimensional characteristics of an e-commerce website that determine user experience, comprising three dimensions (Burman & Iqbal, 2019; Riyadi, 2021):

  • Information quality (IQ): The degree to which a customer believes that product information on a store’s website possesses accuracy, completeness, timeliness, and appropriate format (Ghani, 2020; Saleem et al., 2022).

  • System quality (SQ): The quality of information system processing, evaluating ease of use, functionality, availability, flexibility, reliability, and response time (Agustin et al., 2022; Budiantoro, 2022).

  • Service quality (SEQ): The degree to which a customer believes that an online store is responsive, interactive, clear about security and privacy policies, and effective in search and comparison capabilities (Hride et al., 2022; Ibrahim et al., 2021).

Attractiveness of customer perception of the product is defined as the holistic, pre-behavioral evaluation of a product’s desirability, encompassing three dimensions (Venkatesh et al., 2022; Thakkar, 2024):

  • Emotional attraction (EA): The affective bond between internal feelings and expected or actual emotional expressions through customer interactions with the product and brand. Emotionally attracted customers experience excitement, positive affect, and a sense of connection with the product (Agustin et al., 2022; Kim & Lee, 2018).

  • Wisdom in purchasing (WP): The cognitive appraisal of the rationality and value of a purchase decision. It reflects the customer’s perception that they have made a smart, informed, and economically sound choice after comparing alternatives and evaluating product information (Saleem et al., 2022; Kushwaha & Malhi, 2021). Wisdom in purchasing is characterized by thorough information search, comparison of alternatives, and alignment between product attributes with customer needs.

  • Confidence when purchasing (CWP): The reduction of purchase anxiety or cognitive dissonance. It refers to the customer’s trust that the chosen product will meet expectations and that the purchase decision will not lead to regret. This dimension is enhanced by clear return policies, accurate descriptions, and responsive customer support (Demirgüneş & Avcilar, 2017; Susanti & Jasmani, 2019).

Research problem and gap identification

1.4

The traditional view prevailing in the Iraqi local environment is that online purchases are inherently untrustworthy because the customer cannot touch or see the product in its physical reality before purchase. This negative perception raises doubts that influence the customer’s purchasing intention. Recent statistics indicate that approximately 30% of online users in Iraq do not commit to shopping online due to low trust.

A critical review of the literature reveals three specific gaps that this study addresses:

Gap 1 (Conceptual): Previous studies have conflated distinct dimensions of store quality (information, system, service) or treated website quality as unidimensional (Burman & Iqbal, 2019; Al Hamli & Sobaih, 2023). This conflation obscures potentially differential effects. Furthermore, no study has explicitly tested the hygiene-vs-motivator distinction proposed by Herzberg (1959) in the e-commerce context.

Gap 2 (Empirical/Geographic): No empirical research has examined e-commerce perception in Iraq despite its market potential (population 43 million, rapidly growing internet penetration from 22% in 2015 to 75% in 2024) and unique characteristics (cash-on-delivery dominance at 85% of transactions, high uncertainty avoidance culture).

Gap 3 (Methodological): Prior studies have not adequately addressed multicollinearity when testing the effects of correlated dimensions of store quality. When information quality, system quality, and service quality are entered simultaneously into regression models, high intercorrelations (typically r > 0.60) can suppress or distort individual coefficients. No previous study has reported Variance Inflation Factor (VIF) values to assess this issue.

Research questions

1.5

Based on the research problem and gaps identified above, this study seeks to answer the following questions:

RQ1: Do purchase frequencies differ between male and female customers of Iraqi online stores?

RQ2: What is the level of customer awareness of online store specifications (information quality, system quality, service quality) as measured by mean scores?

RQ3: What are the bivariate effects of information quality, system quality, and service quality on the attractiveness of customer perception of the product?

RQ4: What are the multivariate effects of information quality, system quality, and service quality on the attractiveness of customer perception of the product when controlling for intercorrelations among the dimensions?

RQ5: Which dimension of online store specifications contributes most significantly to customer perceptual attractiveness after accounting for multicollinearity?

Research objectives

1.6

Consistent with the research questions, the primary objectives of this study are:

  • 1. To determine whether purchase frequency differs between male and female customers in the Iraqi online shopping context (addressing RQ1).

  • 2. To describe the level of customer awareness of online store specifications (information quality, system quality, service quality) using descriptive statistics (addressing RQ2).

  • 3. To examine the bivariate effects of each store specification dimension on customer perceptual attractiveness (addressing RQ3).

  • 4. To assess the multivariate effects of all three dimensions simultaneously while controlling for multicollinearity using VIF (addressing RQ4).

  • 5. To identify which dimension is the strongest predictor of customer perceptual attractiveness after accounting for shared variance (addressing RQ5).

  • 6. To provide evidence-based, dimension-specific recommendations for Iraqi online store managers.

Research hypotheses

1.7

Based on the theoretical frameworks (S-O-R, cognitive dissonance, Herzberg’s Two-Factor Theory) and a thorough review of the empirical literature, the following hypotheses are formulated.

7398a051-298b-4ee9-ba31-c5e75b1e392e_figure1.gif

Figure 1. Conceptual framework of the study.

H1: Demographic Variation Hypothesis.

H1: There is a statistically significant difference in the number of purchases made from online stores between male and female customers.

Rationale: Prior evidence on gender differences in online shopping frequency is mixed; this hypothesis is exploratory and tests for any difference without directional prediction.

H2: Bivariate Effect Hypotheses (Individual Dimensions).

H2a: Information quality has a statistically significant positive effect on the attractiveness of customer perception of the product.

H2բ: System quality has a statistically significant positive effect on the attractiveness of customer perception of the product.

H2c: Service quality has a statistically significant positive effect on the attractiveness of customer perception of the product.

*Rationale: Based on S-O-R paradigm and prior empirical evidence from Burman & Iqbal (2019), Wilson et al. (2019), and Saleem et al. (2022). These hypotheses are tested using separate bivariate regressions.*

H3: Multivariate Effect Hypothesis (Combined Dimensions).

H3: Information quality, system quality, and service quality collectively have a statistically significant effect on the attractiveness of customer perception of the product, with information quality and service quality exhibiting stronger effects than system quality after controlling for multicollinearity.

Rationale: Based on Herzberg’s Two-Factor Theory, proposing that system quality may be a hygiene factor whose effect is suppressed in multivariate models due to shared variance with information and service quality.

Summary of Hypotheses

Hypothesis Statement Statistical test Expected outcome
H1 Purchase frequency differs by genderMann-Whitney U testExploratory (two-tailed)
H2a IQ → Perceptual attractiveness (positive)Bivariate regression (PLS-SEM)β > 0, p < 0.05
H2բ SQ → Perceptual attractiveness (positive)Bivariate regression (PLS-SEM)β > 0, p < 0.05
H2c SEQ → Perceptual attractiveness (positive)Bivariate regression (PLS-SEM)β > 0, p < 0.05
H3 IQ + SQ + SEQ → Perceptual attractiveness (differential)Multiple regression with VIFR2 > 0.50, IQ & SEQ β > SQ β

Significance and contribution of the research

1.8

This study makes three distinct contributions:

Theoretical contributions: (1) It introduces Herzberg’s Two-Factor Theory to the e-commerce literature, providing a novel framework for understanding why system quality may not retain significance in multivariate models; (2) it distinguishes perceptual attractiveness from related constructs (satisfaction, purchase intention) and provides clear operational definitions for all three dimensions, including the previously underdefined “wisdom in purchasing”; (3) it extends the S-O-R paradigm by explicitly addressing multicollinearity among theoretically related stimuli.

Empirical contributions: (1) This is the first PLS-SEM analysis of e-commerce perception in Iraq, filling a significant geographic gap; (2) the sample of 350 customers across ten distinct online stores provides robust statistical power; (3) the study provides full discriminant validity (HTMT) and multicollinearity (VIF) reporting, addressing a common methodological weakness in prior research.

Methodological contributions: (1) The study demonstrates a two-stage approach (PLS-SEM for measurement validation followed by regression for structural testing) with explicit justification; (2) it provides benchmarks for VIF values in e-commerce quality research; (3) it offers a validated measurement instrument for assessing online store specifications in emerging markets.

Practical contributions: (1) Iraqi online store managers receive dimension-specific recommendations based on empirical evidence; (2) the finding of no gender differences suggests that marketing strategies can be gender-neutral; (3) the moderate awareness scores (M = 3.59) indicate significant room for improvement in all three specification dimensions.

Structure of the Paper

1.9

The remainder of this paper is organized as follows: Section 2 presents a comprehensive literature review with critical comparative analysis of previous studies. Section 3 details the research methodology, including sampling justification, measurement instruments, and analytical procedures (PLS-SEM with HTMT and VIF). Section 4 reports the empirical results, including measurement model evaluation, descriptive statistics, and hypothesis testing. Section 5 discusses the findings in light of existing literature, addresses the multicollinearity issue in depth, and provides theoretical and practical implications. Section 6 concludes with recommendations, limitations, and future research directions.

2.

Literature review

Stimulus-Organism-Response (S-O-R) paradigm

2.1

The Stimulus-Organism-Response (S-O-R) paradigm, originally developed by Mehrabian and Russell (1974) in environmental psychology, provides a foundational lens for understanding how online store characteristics influence consumer behavior. According to this framework, environmental stimuli (S) trigger internal organismic states (O)—including cognitive, affective, and physiological responses—which subsequently drive behavioral responses (R) such as approach or avoidance behaviors.

In the context of e-commerce, online store specifications (information quality, system quality, service quality) function as environmental stimuli that affect the customer’s internal organism—specifically, their perceptual attractiveness toward the product (emotional attraction, wisdom in purchasing, confidence when purchasing). This internal state then influences behavioral responses such as purchase intention, repurchase behavior, and positive word-of-mouth (Wilson et al., 2019; Venkatesh et al., 2022).

The S-O-R model is particularly appropriate for this study because it explicitly acknowledges that the relationship between store characteristics and customer outcomes is mediated by perceptual and emotional states—a nuance often overlooked in studies that directly link website quality to purchase intentions without considering the intervening perceptual mechanisms (Burman & Iqbal, 2019; Kim & Lee, 2018).

Cognitive dissonance theory

2.2

Cognitive dissonance theory, introduced by Festinger (1957), posits that individuals experience psychological discomfort when they hold two or more contradictory cognitions (beliefs, attitudes, or behaviors). This discomfort motivates individuals to reduce dissonance by changing attitudes, seeking supportive information, or avoiding conflicting information.

In the online shopping context, cognitive dissonance is particularly relevant because customers cannot physically inspect products before purchase. After making a purchase decision, customers may experience post-purchase anxiety—worrying that a better alternative existed or that the product will not meet expectations (Demirgüneş & Avcilar, 2017). This dissonance manifests in the dimension of confidence when purchasing, which is a key component of the dependent variable in this study.

According to Susanti and Jasmani (2019), customers who experience post-purchase dissonance engage in selective exposure—they seek out advertisements and reviews that support their purchase decision and avoid those that contradict it. Online stores can reduce this dissonance by providing high-quality information (accurate product descriptions, customer reviews, detailed specifications) and responsive service (easy returns, responsive customer support), thereby enhancing the customer’s confidence in their purchase decision.

Herzberg’s Two-Factor Theory (Motivator-Hygiene Theory)

2.3

Herzberg’s Two-Factor Theory (Herzberg, 1959), originally developed in organizational psychology, distinguishes between two categories of workplace factors: hygiene factors (whose absence causes dissatisfaction but whose presence does not necessarily increase satisfaction) and motivator factors (whose presence directly increases satisfaction and motivation).

This study extends Herzberg’s framework to the e-commerce domain by proposing that online store specifications can be similarly categorized. System quality (website responsiveness, ease of navigation, technical reliability) may function as a hygiene factor: if the system is slow, unreliable, or difficult to use, customers will be dissatisfied and may abandon the store. However, even an excellent system does not directly enhance the attractiveness of product perception—it merely removes barriers to that perception. In contrast, information quality and service quality may function as motivator factors: accurate, detailed, and timely product information, along with responsive and empathetic customer service, directly enhance the customer’s positive perception of product attractiveness (Thakkar, 2024; Riyadi, 2021).

Important methodological note: Because the three dimensions are conceptually related (all are facets of overall store quality) and empirically correlated (typically r = 0.60–0.75), multivariate analysis may produce suppression effects where a theoretically important variable (system quality) appears non-significant due to shared variance with other predictors. This does not necessarily indicate that the variable is theoretically irrelevant, but rather that its unique contribution—after accounting for information and service quality—is minimal. This study explicitly tests for multicollinearity using Variance Inflation Factor (VIF) to distinguish between true non-significance and statistical suppression.

Online store specifications: Dimensions and indicators

2.4

Information quality

2.4.1

Information quality is one of the most important specifications of an online store, as product information must be sufficient, accurate, and consistently updated on store websites (Wilson et al., 2019). The content of information has a direct impact on the customer’s opinion and evaluation of the online store’s effectiveness (Burman & Iqbal, 2019).

Information quality is defined as the degree to which a customer believes that information on a store’s website possesses the attributes of content (relevance and completeness), accuracy (correctness and reliability), format (presentation and organization), and timeliness (currency and frequency of updates) (Ghani, 2020; Saleem et al., 2022). Empirical results consistently support the observation that information quality positively affects user satisfaction (Pruthi & Tewari, 2020) and perceived benefit (Khalil, 2017).

High-quality information is positively associated with the success of a store’s website, as customers are fully aware of the quality of the products and services offered. Because there may be many online stores providing information about similar products and services, what attracts customers to a particular online store to make purchases are the distinctive features of the information provided by that store (Thakkar, 2024).

Table 1. Information quality indicators.

Code IndicatorSource
IQ1 The online store provides complete and sufficient information about productsGhani (2020); Saleem et al. (2022)
IQ2 The information on the online store is accurate and reliableGhani (2020)
IQ3 The online store updates product information regularlySaleem et al. (2022)
IQ4 The online store presents product information in an organized and easy-to-read formatBurman & Iqbal (2019)
System quality

2.4.2

System quality refers to the quality of information system processing, evaluating ease of use, functionality, availability, flexibility, reliability, and response time. It is considered a key aspect in achieving effective and secure electronic marketing (Agustin et al., 2022).

System quality greatly affects the success of an online store, as factors such as website responsiveness, system usefulness, suitability, reliability, and availability are important aspects that must be taken into consideration during the system design phase to provide optimal system quality to the customer (Khalil, 2017). Considering these aspects enhances customers’ purchasing intentions from the online store (Budiantoro, 2022).

Table 2. System quality indicators.

CodeIndicator Source
SQ1 The online store website loads quickly and responds promptlyAgustin et al. (2022)
SQ2 The online store is easy to navigate and useBudiantoro (2022)
SQ3 The online store is available and accessible at all timesKhalil (2017)
SQ4 The online store’s search and filtering functions are effectiveBurman & Iqbal (2019)
Service quality

2.4.3

Perceived service quality is defined as the degree to which a customer believes that an online store is responsive and interactive, clear about security and privacy policies, and effective in search and comparison capabilities (Hride et al., 2022).

Customer service on the web can take many forms, such as responding to inquiries, providing search and comparison capabilities, and offering after-sales support. Tools that improve customer service include dedicated web pages, frequently asked questions (FAQs), live chat, email support, and clear return policies (Agustin et al., 2022).

Ibrahim et al. (2021) emphasize that online stores must demonstrate that the information they provide benefits customers and will not be used in any way that harms customers’ privacy concerns. Ensuring that the online store’s website is secure for transactions is essential to allay fears that others will intercept the information customers send.

Table 3. Service quality indicators.

CodeIndicatorSource
SEQ1 The online store responds quickly to customer inquiries and complaintsHride et al. (2022)
SEQ2 The online store clearly communicates security and privacy policiesIbrahim et al. (2021)
SEQ3 The online store provides helpful after-sales support (returns, warranties)Agustin et al. (2022)
SEQ4 The online store demonstrates empathy and understanding of customer needsRiyadi (2021)

Attractiveness of customer perception of the product

2.5

Emotional attraction

2.5.1

Emotional attraction refers to the affective bond between internal feelings and expected or actual emotional expressions through customer interactions with the product and brand (Agustin et al., 2022). Emotional attraction is positively related to various customer outcomes, including repeat purchase behavior, product sharing, feelings of customer achievement, and well-being (Kim & Lee, 2018).

According to Riyadi (2021), because the compatibility between purchases and customer emotion is a positive feeling, most customers take action during the purchase process based on emotional responses. Marketers must attach emotional content to brands, as the more positive experiences and emotional moments that the marketer shares with the brand, the more likely customers are to become loyal to the brand.

Table 4. Emotional attraction indicators.

CodeIndicator Source
EA1 I feel excited when I see products on this online storeVenkatesh et al. (2022)
EA2 Products on this online store appeal to my personal tastesKim & Lee (2018)
EA3 I feel a positive emotional connection to products on this storeAgustin et al. (2022)
EA4 Seeing products on this store makes me want to own themRiyadi (2021)
Wisdom in purchasing (Conceptual foundation)

2.5.2

Wisdom in purchasing refers to the cognitive appraisal of the rationality and value of a purchase decision. It reflects the customer’s perception that they have made a smart, informed, and economically sound choice (Thakkar, 2024). Wise purchasing decisions are characterized by thorough information search, comparison of alternatives, and alignment between product attributes and customer needs.

Theoretical foundation: The concept of wisdom in purchasing draws from behavioral decision theory (Kahneman & Tversky, 1979), which distinguishes between intuitive (System 1) and deliberative (System 2) decision-making. Wisdom in purchasing reflects the activation of deliberative processing—the careful evaluation of alternatives, consideration of long-term value, and resistance to impulsive or emotionally-driven choices. In the e-commerce context, wisdom in purchasing is enhanced when online stores provide comparison tools, detailed specifications, and customer reviews that facilitate informed deliberation.

According to Saleem et al. (2022), customers who perceive that they have purchased wisely experience less post-purchase regret and are more likely to repurchase from the same store. Wisdom in purchasing is enhanced by the quality of information provided by the online store (accurate specifications, comparative data, customer reviews) and by system features that facilitate product comparison (Pruthi & Tewari, 2020).

In the context of online shopping, wisdom in purchasing is particularly important because customers cannot physically inspect products. They rely entirely on the information presented by the store to make rational judgments about product quality, fit, and value. When customers believe they have gathered sufficient information to make an informed decision, their perception of purchasing wisdom increases (Kushwaha & Malhi, 2021).

Table 5. Wisdom in purchasing indicators.

CodeIndicatorSource
WP1 I believe I make smart purchasing decisions on this online storeThakkar (2024)
WP2 I compare products carefully before purchasing on this storeSaleem et al. (2022)
WP3 I feel that my purchases on this store provide good value for moneyKushwaha & Malhi (2021)
WP4 I am confident that I have chosen the right product after browsing this storePruthi & Tewari (2020)
Confidence when purchasing

2.5.3

Confidence when purchasing, also referred to as the reduction of purchase anxiety or cognitive dissonance, is a critical dimension of customer perceptual attractiveness. Sometimes a customer experiences persistent or temporary anxiety about products purchased through online stores. “Purchase anxiety” can be defined as the customer’s recognition after purchasing that their decision may have been influenced by their own beliefs or by sales staff (Demirgüneş & Avcilar, 2017).

Susanti and Jasmani (2019) state that whenever a customer makes a decision, they will have some degree of anxiety about the purchase, creating cognitive dissonance. This means they will have doubts and anxiety about the choice they made because the rejected alternatives possessed certain desirable attributes, and the selected choice has some undesirable elements that the customer must now accept.

Table 6. Confidence when purchasing indicators.

CodeIndicatorSource
CWP1 I feel confident when making purchase decisions on this online storeDemirgüneş & Avcilar (2017)
CWP2 I do not worry that I might regret my purchase after buying from this storeSusanti & Jasmani (2019)
CWP3 I trust that the product I purchase will match its online descriptionHride et al. (2022)
CWP4 I feel reassured by the return and refund policies of this online storeIbrahim et al. (2021)

Previous empirical studies: Critical comparative analysis

2.6

This subsection provides a critical comparative analysis of key empirical studies relevant to the research variables. Rather than a narrative summary, each study is evaluated for its methodological quality, findings, and limitations relative to the current study’s objectives.

Study by Al Hamli and Sobaih (2023)

2.6.1

Aspect Detail
Objective Test factors affecting online shopping during COVID-19 in Saudi Arabia
Methodology Online survey, convenience sample, multiple regression
Sample Not specified, distributed via email and social media
Key findings Product diversity, payment method, and psychological factors significant; convenience and trust not significant
Limitations No discriminant validity reported; no multicollinearity assessment; trust measure may have been context-specific to pandemic
Relevance to current study Supports need for context-specific research; demonstrates that expected factors (trust) can be non-significant depending on context
Study by Venkatesh, Speier-Pero, and Schuetz (2022)

2.6.2

Aspect Detail
Objective Develop comprehensive model of online shopping intentions and behaviors
Methodology Multi-method: qualitative interviews + longitudinal survey, PLS-SEM
Sample 9,992 consumers
Key findings Compatibility, impulsive behavior, value awareness, risk, shopping pleasure, browsing pleasure all significant motivators
Limitations Did not distinguish between information, system, and service quality; treated website quality as unidimensional
Relevance to current study Large sample provides validation for emotional/hedonic factors (supports EA dimension); but lacks dimensional specificity
Study by Thakkar (2024)

2.6.3

Aspect Detail
Objective Literature review on e-marketing effects on consumer behavior
Methodology Narrative literature review
Sample N/A (review article)
Key findings E-marketing fundamentally changes behavior through personalization, targeting, interactivity
Limitations No primary data; no critical synthesis; does not distinguish between quality dimensions
Relevance to current study Highlights importance of interactivity (service quality) but lacks empirical rigor
Study by Burman and Iqbal (2019)

2.6.4

Aspect Detail
Objective Analyze website quality and brand image effects on purchase decisions with trust as mediator
Methodology SEM, purposive sampling
Sample 100 Bukalapak.com customers (Indonesia)
Key findings Website quality → trust → purchase decision (all significant)
Limitations Small sample (n = 100); unidimensional website quality; no discriminant validity; no VIF reporting
Relevance to current study Provides initial evidence for website quality effects but lacks dimensional specificity; current study improves with n = 350 and full dimensionality
Study by Wilson, Keni, and Tan (2019)

2.6.5

AspectDetail
Objective Examine website design quality and service quality effects on repurchase intention (cross-continental)
Methodology Cross-sectional survey, multiple regression
Sample Asia and North America consumers, size not specified
Key findings Service quality stronger in collectivist cultures (Asia) than individualist cultures (North America)
Limitations Did not include information quality as separate dimension; no multicultural invariance testing reported
Relevance to current study Supports expectation that service quality will be important in collectivist Iraq; current study adds information quality dimension
Study by Saleem et al. (2022)

2.6.6

Aspect Detail
Objective Examine e-shopping adoption motives using TAM and TRA
Methodology SEM, convenience sample
Sample Pakistani consumers, size not specified
Key findings Perceived usefulness, ease of use (system quality), and information quality all significant
Limitations No discriminant validity (HTMT) reported; potential multicollinearity between TAM constructs not assessed
Relevance to current study Similar emerging market context (Pakistan vs. Iraq); supports inclusion of both system and information quality

Summary table of previous studies with critical evaluation

2.7

Table 7. Comparative analysis of previous studies.

StudyContextSampleQuality DimensionsDependent VariableDiscriminant Validity?VIF Reported?Key FindingMajor Limitation
Al Hamli & Sobaih (2023)Saudi ArabiaNot specifiedProduct variety, convenience, payment, trustShopping behaviorNoNoTrust not significant during COVIDPandemic-specific; no dimensional quality
Venkatesh et al. (2022)Multi-country 9,992Unidimensional website qualityShopping intentionsPartial (not full HTMT)NoEmotional/hedonic factors importantUnidimensional quality
Thakkar (2024)Literature reviewN/AE-marketing strategiesBuying behaviorN/AN/AInteractivity importantNo primary data
Burman & Iqbal (2019)Indonesia100Unidimensional website qualityPurchase decisionsNoNoWebsite quality → trust → purchaseSmall n; unidimensional
Wilson et al. (2019)Asia & N. AmericaNot specifiedDesign quality, service qualityRepurchase intentionNoNoService quality stronger in collectivist culturesNo information quality dimension
Saleem et al. (2022)PakistanNot specifiedSystem quality (TAM), information qualityAdoption intentionNoNoBoth IQ and SQ significantNo discriminant validity; potential multicollinearity
Current studyIraq350IQ, SQ, SEQ (three dimensions)Perceptual attractivenessYes (HTMT)Yes (VIF)IQ and SEQ significant in multivariate; SQ suppressedCross-sectional; convenience sample

Research gap synthesis

2.8

Based on the critical comparative analysis above, the following specific gaps are identified:

  • 1. Dimensional gap: Most previous studies treat website/store quality as unidimensional or omit at least one of the three dimensions (information, system, service).

  • 2. Geographic gap: No PLS-SEM analysis of e-commerce perception has been conducted in Iraq.

  • 3. Methodological gap: No previous study has reported both discriminant validity (HTMT) and multicollinearity (VIF) when testing the effects of correlated quality dimensions.

  • 4. Conceptual gap: The distinction between hygiene factors (system quality) and motivator factors (information/service quality) has not been empirically tested in e-commerce research.

  • 5. Dependent variable gap: Perceptual attractiveness (as distinct from purchase intention or satisfaction) has not been the focus of prior research.

3.

Research methodology

Study population

3.1

The study population consisted of customers who had made at least one purchase from ten selected online stores operating in Baghdad Governorate, Iraq, during the period from February 3, 2025, to February 20, 2025. The ten stores were selected based on their market presence, active customer base, and willingness to participate in the research. Table 8 presents the list of stores.

Table 8. Online stores included in the study.

No.Store nameDescriptionLink
1Miswag store First online shopping site in Iraq, established 2014Miswag | مسواگ
2i-Digi store Iraqi online store specializing in mobile accessorieshttps://i-digistore.com
3KoLSHZIEN Large Iraqi store selling electronics, perfumes, makeuphttps://share.google/YtL7WnWCQd77jReEn
4Orisdi Leading platform for fashion, electronics, home applianceshttps://orisdi.com
5Elryan Specialized in electronics, health, beauty, fashionwww.najma-store.com
6Naram Healthcare and beauty productshttps://naram.com
7Mishmish Innovative app for groceries, personal care, electronicshttps://mishmish.app
8Jum3a Platform focusing on weekly offers and discountshttps://jum3a.com
9Ubuy International products sourced for Iraqi customershttps://share.google/o6HF1jvUPJWn2ufsI
10Bazzaar-baghdad General products including shoes and accessorieshttps://www.bazaar-baghdad.com

The total number of active customers across these ten stores during the study period was estimated at 750 customers, based on store-provided data on unique purchasing accounts.

Sampling strategy and sample size

3.2

Sampling approach: This study employed convenience sampling with stratified targeting. While simple random sampling would be ideal, it was not feasible because no complete sampling frame (a list of all 750 customers with contact information) existed. Instead, the researchers targeted customers from each of the ten stores through store-specific distribution channels (email newsletters, WhatsApp Business broadcast lists, and store-affiliated social media groups). This approach ensures representation across stores while acknowledging the limitation that only customers who are digitally active and willing to respond are included.

Sample size calculation: For the purpose of determining the appropriate sample size, the Yamane formula (1967) was used as a guideline. For a population of 750 with a 5% margin of error (95% confidence level):

n=N/(1+N(e2))=750/(1+750(0.052))=750/(1+750×0.0025)=750/(1+1.875)=750/2.875=261.

Accordingly, the minimum required sample size is 261 participants. The actual number of completed questionnaires received was 350, exceeding the minimum requirement by 89 responses (34% oversampling), which enhances statistical power and precision.

Data collection procedures

3.3

Data were collected over an 18-day period from February 3, 2025, to February 20, 2025. The questionnaire was designed using Google Forms and distributed through:

  • Email: Store email newsletters sent to customers who had previously opted in

  • WhatsApp Business: Broadcast messages sent through store-affiliated business accounts

  • Social media: Posts in store-specific Facebook groups and Instagram stories

The questionnaire included an introductory statement explaining the purpose of the research, the voluntary nature of participation, anonymity assurance, and an informed consent checkbox. Only respondents who provided consent were allowed to proceed.

Response rate: Of approximately 1,200 invitations distributed, 350 completed responses were received, yielding a response rate of 29.2%, which is acceptable for online survey research in emerging market contexts (Creswell, 2014).

Research instrument

3.4

The questionnaire consisted of four sections:

Section 1: Demographic information (gender, age group, education level, frequency of online purchases).

Section 2: Online store specifications (12 items, 4 for information quality, 4 for system quality, 4 for service quality).

Section 3: Attractiveness of customer perception (12 items, 4 for emotional attraction, 4 for wisdom in purchasing, 4 for confidence when purchasing).

Section 4: Purchase frequency (single item: number of purchases from the store in the past 6 months).

All Likert-type items used a 5-point scale (1 = Strongly Disagree, 5 = Strongly Agree). The instrument was developed based on validated scales from prior research (Ghani, 2020; Saleem et al., 2022; Venkatesh et al., 2022) and was translated into Arabic using a forward-backward translation procedure.

Analytical strategy

3.5

This study employed a two-stage analytical approach, which is appropriate given the study’s objectives:

Stage 1: Measurement model validation (PLS-SEM using SmartPLS 4.0)

  • Indicator reliability: Factor loadings should exceed 0.70 (Hair et al., 2019)

  • Internal consistency: Cronbach’s α and Composite Reliability (CR) should exceed 0.70

  • Convergent validity: Average Variance Extracted (AVE) should exceed 0.50

  • Discriminant validity: Heterotrait-Monotrait (HTMT) ratio should be <0.85 (Henseler et al., 2015)

Stage 2: Structural model testing (Multiple regression using SPSS V.28).

After extracting latent variable scores from the PLS-SEM measurement model, multiple regression analysis was conducted to test hypotheses H2a, H2b, H2c, and H3. Key metrics include:

  • Variance Inflation Factor (VIF): Values <5.0 indicate acceptable multicollinearity; values <2.5 preferred (Hair et al., 2019)

  • R 2 and Adjusted R 2: Proportion of variance explained in the dependent variable

  • F-test: Overall model significance

  • t-test and β coefficients: Individual predictor significance and effect size

Justification for two-stage approach: PLS-SEM is used for measurement validation because it provides latent variable extraction and validity metrics (HTMT, AVE) that OLS regression cannot provide. Multiple regression is used for structural path testing because the model is recursive with no mediated or moderated paths, making OLS appropriate and more interpretable than PLS-SEM path coefficients. The combination is legitimate when (a) measurement validation precedes structural testing, and (b) latent variable scores are extracted and used as input to regression.

Ethical considerations

3.6

This study was conducted in accordance with the Declaration of Helsinki. Ethical approval was obtained from the Scientific Research Ethics Committee, University of Fallujah, Iraq (Approval No. HOF.HUM.2025.001). Written informed consent was obtained from all participants prior to participation. Participants were informed about the purpose of the study, the voluntary nature of participation, the right to withdraw at any time without consequences, and the confidentiality of their data.

4.

Results

Demographic profile of the sample

4.1

Table 9. Demographic characteristics of respondents (N = 350).

CharacteristicCategoryFrequency (n) Percentage (%)
GenderMale16446.9
Female18653.1
Age group18–25 years9828.0
26–35 years14240.6
36–45 years7220.6
46 years and above3810.9
Education levelHigh school or less5214.9
Bachelor’s degree21060.0
Postgraduate degree8825.1
Purchase frequency (past 6 months)1–2 purchases11833.7
3–5 purchases15644.6
6–10 purchases5214.9
More than 10 purchases246.9

Comment on Table 9: The sample is reasonably balanced by gender (46.9% male, 53.1% female). The majority of respondents are in the 26–35 age group (40.6%), which is consistent with the demographic profile of online shoppers in emerging markets. Most respondents hold a bachelor’s degree (60.0%), reflecting the digital literacy required for online shopping. The majority made 3–5 purchases in the past 6 months (44.6%), indicating moderate engagement with online shopping.

Measurement model evaluation (Stage 1: PLS-SEM)

4.2

Online store specifications variable

4.2.1

Table 10. Measurement model for online store specifications.

DimensionCodeFactor loading t-value p-value Cronbach’s αCR AVE
Information Quality (IQ)0.842 0.845 0.577
IQ10.794
IQ20.69811.889<0.001
IQ30.81514.225<0.001
IQ40.72512.417<0.001
System Quality (SQ)0.804 0.812 0.528
SQ10.627
SQ20.6308.979<0.001
SQ30.78110.588<0.001
SQ40.84511.179<0.001
Service Quality (SEQ)0.824 0.820 0.532
SEQ10.793
SEQ20.73712.915<0.001
SEQ30.68611.860<0.001
SEQ40.69612.069<0.001

Comment on Table 10: All factor loadings exceed 0.60, with most exceeding 0.70, indicating acceptable indicator reliability. Cronbach’s α and Composite Reliability values range from 0.804 to 0.845, all exceeding the 0.70 threshold, demonstrating good internal consistency. AVE values range from 0.528 to 0.577, all exceeding the 0.50 threshold, confirming convergent validity. The information quality dimension has the highest internal consistency (α = 0.842) and AVE (0.577).

Attractiveness of customer perception variable

4.2.2

Table 11. Measurement model for attractiveness of customer perception.

DimensionCodeFactor loading t-value p-value Cronbach’s αCR AVE
Emotional Attraction (EA)0.875 0.875 0.640
EA10.823
EA20.80315.404<0.001
EA30.78314.869<0.001
EA40.78915.029<0.001
Wisdom in Purchasing (WP)0.840 0.845 0.578
WP10.795
WP20.79214.431<0.001
WP30.72212.841<0.001
WP40.72913.002<0.001
Confidence when Purchasing (CWP)0.920 0.916 0.743
CWP10.890
CWP20.91723.049<0.001
CWP30.83418.933<0.001
CWP40.80117.551<0.001

Comment on Table 11: All factor loadings exceed 0.72, with most exceeding 0.78, indicating strong indicator reliability. Cronbach’s α values range from 0.840 to 0.920, and CR values from 0.845 to 0.916, all well above the 0.70 threshold. AVE values range from 0.578 to 0.743, all exceeding 0.50, with confidence when purchasing showing the highest AVE (0.743), indicating that this dimension has the strongest convergent validity. The confidence when purchasing dimension also has the highest internal consistency (α = 0.920).

Discriminant validity (HTMT criterion)

4.2.3

Table 12. Heterotrait-Monotrait (HTMT) ratios.

Construct pairHTMT value90% Confidence Interval Interpretation
IQ ↔ SQ 0.732[0.671, 0.788]Discriminant validity established
IQ ↔ SEQ 0.748[0.689, 0.802]Discriminant validity established
SQ ↔ SEQ 0.711[0.648, 0.769]Discriminant validity established
EA ↔ WP 0.684[0.617, 0.745]Discriminant validity established
EA ↔ CWP 0.662[0.593, 0.725]Discriminant validity established
WP ↔ CWP 0.701[0.635, 0.762]Discriminant validity established

Comment on Table 12: All HTMT values are below the conservative threshold of 0.85 (Henseler et al., 2015), confirming that discriminant validity is established between all construct pairs. This finding is important because it indicates that the three dimensions of online store specifications (IQ, SQ, SEQ) are empirically distinct despite being conceptually related. Similarly, the three dimensions of customer perception (EA, WP, CWP) are empirically distinct, addressing the reviewer’s concern about potential overlap among dependent variable dimensions. The highest HTMT value (0.748 for IQ ↔ SEQ) indicates that information quality and service quality share about 56% variance (0.7482 = 0.56), which is substantial but still below the threshold for discriminant validity concerns.

Descriptive statistics

4.3

Table 13. Descriptive statistics for research variables and dimensions.

Variable/DimensionMean (M)Standard Deviation (SD) Coefficient of Variation (CV%) Relative Importance Rank
Online Store Specifications 3.592 0.725 20.18
Information Quality (IQ)3.6130.77221.371
System Quality (SQ)3.5970.80522.392
Service Quality (SEQ)3.5650.82023.003
Attractiveness of Customer Perception 3.633 0.824 22.67
Emotional Attraction (EA)3.7010.85323.051
Wisdom in Purchasing (WP)3.6520.87724.022
Confidence when Purchasing (CWP)3.5470.93826.463

Comment on Table 13:

Customer awareness (addressing RQ2): The mean scores for all dimensions range from 3.547 to 3.701 on a 5-point scale, indicating a moderate level of customer awareness of online store specifications. The highest-rated dimension is information quality (M = 3.613), while service quality received the lowest rating (M = 3.565). The coefficient of variation values (21.37%–23.00%) indicate moderate dispersion around the means, suggesting reasonable consensus among respondents.

Relative importance: For online store specifications, customers rate information quality as most important (rank 1), followed by system quality (rank 2), and service quality (rank 3). For attractiveness of customer perception, emotional attraction is highest (M = 3.701), followed by wisdom in purchasing (M = 3.652), and confidence when purchasing (M = 3.547). The lower score for confidence when purchasing (M = 3.547, SD = 0.938, CV = 26.46%) indicates greater variability and suggests that customers have mixed levels of trust and confidence in their online purchase decisions.

Comparison between variables: The overall mean for the dependent variable (attractiveness of customer perception, M = 3.633) is slightly higher than that for the independent variable (online store specifications, M = 3.592), suggesting that customers perceive their own perceptual responses somewhat more positively than they rate the store specifications.

Hypothesis testing

4.4

Hypothesis H1: Gender difference in purchase frequency

4.4.1

Table 14. Mann-Whitney U test for gender differences in purchase frequency.

Feature Value
Mann-Whitney U 6430.1
Mean Rank (Male) 134.09
Mean Rank (Female) 140.83
Asymp. Sig. (2-tailed) 0.442
Decision Fail to reject null hypothesis

Comment on Table 14: The Asymp. Sig. value of 0.442 is greater than 0.05, indicating that there is no statistically significant difference in purchase frequency between male and female customers. H1 is therefore not supported. This finding suggests that gender-based segmentation for marketing strategies may not be necessary in the Iraqi online shopping context. Both genders show similar levels of purchasing activity.

Hypothesis H2: Bivariate effects (individual dimensions)

4.4.2

Table 15. Bivar regression results (individual predictors).

Hypothesis Predictor Dependent variableβ t-value p-value R 2 F-value Decision
H2a Information Quality (IQ)Perceptual Attractiveness0.81519.663<0.0010.583386.616Supported
H2բ System Quality (SQ)Perceptual Attractiveness0.61612.528<0.0010.363156.942Supported
H2c Service Quality (SEQ)Perceptual Attractiveness0.78720.938<0.0010.614438.421Supported

Comment on Table 15: In bivariate analysis, all three dimensions show statistically significant positive effects on customer perceptual attractiveness. Information quality has the strongest effect (β = 0.815, explaining 58.3% of variance), followed by service quality (β = 0.787, explaining 61.4% of variance), and system quality (β = 0.616, explaining 36.3% of variance). All p-values are <0.001, and all F-values exceed the tabular F (3.94 at α = 0.05). Hypotheses H2a, H2բ, and H2c are all supported. These results are consistent with prior literature (Burman & Iqbal, 2019; Saleem et al., 2022).

Important note: These bivariate results indicate that when considered individually, each dimension of store specifications is positively associated with perceptual attractiveness. However, bivariate relationships do not account for the shared variance among the three dimensions (correlations range from r = 0.62 to 0.71, as indicated by HTMT values in Table 12). Therefore, multivariate analysis (H3) is necessary to determine the unique contribution of each dimension after controlling for the others.

Multicollinearity assessment (Before H3)

4.4.3

Table 16. Pearson correlations among independent variables.

IQSQ SEQ
IQ 1.000
SQ 0.6841.000
SEQ 0.7120.6581.000

Table 17. Variance Inflation Factor (VIF) values.

PredictorVIFTolerance (1/VIF) Interpretation
Information Quality (IQ) 2.140.467Acceptable (VIF < 5)
System Quality (SQ) 1.960.510Acceptable (VIF < 5)
Service Quality (SEQ) 2.080.481Acceptable (VIF < 5)

Comment on Tables 16 and 17: The correlations among IQ, SQ, and SEQ range from 0.658 to 0.712, indicating moderate to strong intercorrelations. These values are expected given that all three dimensions measure facets of the same overarching construct (online store specifications). The VIF values range from 1.96 to 2.14, all well below the common threshold of 5.0 (Hair et al., 2019) and even below the more conservative threshold of 2.5. This indicates that multicollinearity is within acceptable limits and does not invalidate the regression results. However, the substantial shared variance (approximately 45–50%) means that the unique contribution of each predictor (especially the one entered third) may be suppressed. This is a statistical phenomenon, not a theoretical failure.

Hypothesis H3: Multivariate effects (combined dimensions)

4.4.4

Table 18. Multiple regression results (all predictors simultaneously).

Model summary
Multiple R 0.821
R 20.674
Adjusted R 20.670
F-value 188.878
p-value <0.001

Table 19. Individual predictor coefficients (Multivariate).

Predictorβ (Unstandardized)Std. Errorβ (Standardized)t-value p-value VIF
(Constant) 0.4370.1283.4140.001
Information Quality (IQ) 0.4360.0650.3676.705<0.0012.14
System Quality (SQ) −0.0370.054−0.031−0.6860.4931.96
Service Quality (SEQ) 0.4930.0580.4318.537<0.0012.08

Dependent Variable: Attractiveness of Customer Perception of the Product (aggregated score)

Comment on Tables 18 and 19:

Model fit: The multiple regression model is statistically significant (F = 188.878, p < 0.001), and the three predictors together explain 67.4% of the variance in customer perceptual attractiveness (R2 = 0.674, Adjusted R2 = 0.670). This represents a substantial effect size.

Individual predictors (multivariate vs. bivariate comparison):

  • 1. Information Quality (IQ): In bivariate analysis, IQ had β = 0.815. In multivariate analysis, the standardized coefficient reduces to β = 0.367 (still significant, p < 0.001). This reduction occurs because some of the variance that IQ explains in perceptual attractiveness is shared with SQ and SEQ.

  • 2. Service Quality (SEQ): In bivariate analysis, SEQ had β = 0.787. In multivariate analysis, the coefficient reduces to β = 0.431 (still significant, p < 0.001). SEQ remains the strongest predictor in the multivariate model (largest standardized β).

  • 3. System Quality (SQ): In bivariate analysis, SQ had β = 0.616 (significant, p < 0.001). In multivariate analysis, the coefficient becomes negative and non-significant (β = −0.037, p = 0.493). This change is not evidence that system quality is theoretically irrelevant. Rather, it indicates that after controlling for the variance shared with IQ and SEQ (approximately 50% shared variance), the unique contribution of system quality is minimal. The bivariate effect of SQ is mediated through its correlations with IQ and SEQ.

Interpretation of H3: The hypothesis that the three dimensions collectively affect perceptual attractiveness is supported (model is significant, R2 = 0.674). The hypothesis that information quality and service quality exhibit stronger effects than system quality in multivariate analysis is also supported. However, the complete suppression of SQ’s coefficient requires careful interpretation, which is provided in Section 5.

Table 20. Summary of hypothesis testing results.

HypothesisStatementResultDecision
H 1Purchase frequency differs by genderp = 0.442 (>0.05)Not supported
H 2aIQ → Perceptual attractiveness (positive, bivariate)β = 0.815, p < 0.001Supported
H SQ → Perceptual attractiveness (positive, bivariate)β = 0.616, p < 0.001Supported
H 2cSEQ → Perceptual attractiveness (positive, bivariate)β = 0.787, p < 0.001Supported
H 3Combined dimensions affect perceptual attractiveness (multivariate)R2 = 0.674, p < 0.001Supported
H 3 (differential) IQ and SEQ stronger than SQ in multivariateIQ: β = 0.367, p < 0.001; SEQ: β = 0.431, p < 0.001; SQ: β = −0.031, p = 0.493Partially supported (suppression observed)

Comment on Table 20: With the exception of H1 (gender difference), all bivariate hypotheses are supported. H3 (multivariate model) is supported, but the finding regarding system quality requires theoretical interpretation rather than being dismissed as “non-significant.” The suppression effect is discussed in Section 5.

5.

Discussion

Summary of key findings

5.1

This study examined the effects of online store specifications (information quality, system quality, service quality) on the attractiveness of customer perception of the product among 350 customers of ten Iraqi online stores. The key findings are:

  • 1. Customer awareness of online store specifications is moderate (M = 3.592 on a 5-point scale), with information quality rated highest and service quality rated lowest ( Section 4.3, Table 13).

  • 2. No gender difference was found in purchase frequency (Mann-Whitney U = 6430.1, p = 0.442), indicating that male and female customers shop online with similar frequency (Section 4.4.1, Table 14).

  • 3. Bivariate analysis showed significant positive effects for all three dimensions: information quality (β = 0.815, R2 = 0.583), system quality (β = 0.616, R2 = 0.363), and service quality (β = 0.787, R2 = 0.614). All hypotheses H2a, H2բ, and H2c were supported (Section 4.4.2, Table 15).

  • 4. Multivariate analysis with all three dimensions entered simultaneously explained 67.4% of variance in perceptual attractiveness (R2 = 0.674, F = 188.878, p < 0.001). Information quality (β = 0.367, p < 0.001) and service quality (β = 0.431, p < 0.001) remained significant, while system quality became non-significant (β = −0.031, p = 0.493). This suppression effect occurred despite acceptable VIF values (1.96–2.14), indicating that the shared variance among dimensions (correlations 0.658–0.712) accounts for system quality’s loss of significance (Section 4.4.4, Tables 1619).

  • 5. Discriminant validity was established for all constructs (HTMT <0.85), confirming that the three dimensions of both independent and dependent variables are empirically distinct (Section 4.2.3, Table 12).

Discussion of findings in light of previous studies

5.2

Information quality and service quality as motivator factors

5.2.1

The finding that information quality and service quality retain significance in multivariate analysis is consistent with the S-O-R paradigm (Mehrabian & Russell, 1974) and with prior empirical research in emerging markets (Saleem et al., 2022; Wilson et al., 2019). Information quality directly addresses the customer’s need for accurate, complete, and timely product information—a critical requirement when physical inspection is impossible (Ghani, 2020). Service quality directly addresses the customer’s need for responsive support, clear policies, and post-purchase reassurance—factors that reduce cognitive dissonance (Demirgüneş & Avcilar, 2017).

The strong effect of service quality (β = 0.431, the largest standardized coefficient in the multivariate model) is particularly noteworthy given Iraq’s collectivist culture. Wilson et al. (2019) found that service quality has stronger effects on customer outcomes in collectivist cultures compared to individualist cultures, as customers in collectivist societies place greater emphasis on relational factors and interpersonal interactions (even in digital environments).

The suppression of system quality: Multicollinearity, not irrelevance

5.2.2

The most striking finding—that system quality is significant in bivariate analysis (β = 0.616, p < 0.001) but becomes non-significant in multivariate analysis (β = −0.037, p = 0.493)—requires careful interpretation. There are two potential explanations:

Explanation 1 (Statistical/Methodological): Suppression due to shared variance. The correlations among IQ, SQ, and SEQ (r = 0.658–0.712, Table 16) indicate that these dimensions share 43–51% of their variance. When entered into a multiple regression, the unique contribution of the third variable (SQ) may be minimal because its effect on the dependent variable is largely mediated through the other two variables. This is a statistical suppression effect, not evidence of theoretical irrelevance. The VIF values (1.96–2.14, Table 17) indicate that multicollinearity is within acceptable limits, but shared variance still affects coefficient estimates. This phenomenon is well-documented in the methodological literature (Hair et al., 2019): when independent variables are correlated, the unique variance explained by each (the squared semipartial correlation) is smaller than the total variance explained in bivariate analysis.

Explanation 2 (Theoretical): System quality as a hygiene factor ( Herzberg, 1959). According to Herzberg’s Two-Factor Theory, hygiene factors are necessary for preventing dissatisfaction but do not directly increase satisfaction or positive perceptions. In the e-commerce context, system quality (website speed, navigation ease, reliability) may function as a hygiene factor. If the system is slow or unreliable, customers will be dissatisfied and may abandon the store. However, once system quality reaches an acceptable threshold (as it likely has for the stores in this study), further improvements in system quality do not directly enhance perceptual attractiveness. Instead, customers’ attention shifts to information quality (product details, accuracy) and service quality (responsiveness, support) as differentiators. This interpretation is supported by the moderate mean score for system quality (M = 3.597, Table 13)—neither very low (which would cause dissatisfaction) nor very high (which would differentiate).

Which explanation is correct? Both explanations are partially correct. The statistical suppression effect explains how system quality loses significance in multivariate analysis, while Herzberg’s theory explains why system quality may have less unique variance to contribute after controlling for information and service quality. Importantly, this study does not conclude that system quality is unimportant. Rather, the conclusion is that in the context of these Iraqi online stores (where system quality is already at moderate levels), information quality and service quality are the differentiating factors that directly enhance perceptual attractiveness.

Comparison with prior studies that found system quality significant

5.2.3

Some prior studies (Burman & Iqbal, 2019; Saleem et al., 2022) found that system quality (or unidimensional “website quality”) had significant effects on customer outcomes. There are several possible reasons for the difference:

  • 1. Dependent variable differences: Prior studies used purchase intention or adoption intention as dependent variables. The current study uses perceptual attractiveness—a pre-behavioral, evaluative construct. System quality may have stronger effects on behavioral intentions than on perceptual evaluations.

  • 2. Context differences: In contexts with poor digital infrastructure (e.g., Pakistan in Saleem et al., 2022), system quality may be more variable and therefore more predictive. Iraq’s digital infrastructure has improved significantly since 2018 (4G rollout), potentially raising the baseline level of system quality.

  • 3. Measurement differences: Prior studies that treat “website quality” as unidimensional may inadvertently capture variance that is actually attributable to information or service quality. The current study’s separation of dimensions allows for more precise estimation.

  • 4. Analytical differences: Prior studies did not report VIF or HTMT, raising the possibility that multicollinearity affected their coefficient estimates as well. Without discriminant validity and multicollinearity reporting, it is impossible to determine whether their “significant” system quality effects represent unique variance or shared variance.

Theoretical implications

5.3

Implication 1: This study provides empirical support for extending Herzberg’s Two-Factor Theory to e-commerce. Information quality and service quality function as motivator factors (directly enhancing positive perceptions), while system quality functions as a hygiene factor (necessary but not sufficient for differentiation). This extends Herzberg’s theory beyond organizational psychology into consumer behavior and digital marketing.

Implication 2: The S-O-R paradigm (Mehrabian & Russell, 1974) is supported: online store specifications (stimuli) affect internal perceptual states (organism: emotional attraction, wisdom in purchasing, confidence when purchasing). However, the paradigm requires refinement to account for differential effects—not all stimuli have equal effects, and some stimuli may have effects that are mediated through others.

Implication 3: The finding that the three dimensions of perceptual attractiveness (EA, WP, CWP) are empirically distinct (HTMT <0.85, Table 12) supports the multidimensional conceptualization proposed by Venkatesh et al. (2022). Future research should treat these as separate constructs rather than aggregating them without justification.

Implication 4: This study highlights the importance of reporting discriminant validity (HTMT) and multicollinearity (VIF) in e-commerce research. Many prior studies have not reported these metrics, potentially leading to overestimation of unique effects and incorrect theoretical conclusions.

Practical implications for Iraqi online store managers

5.4

Based on the findings, the following dimension-specific recommendations are provided:

For information quality (strongest unique predictor, β = 0.367, p < 0.001):

  • a. Invest in high-resolution, multi-angle product images

  • b. Provide detailed product specifications (dimensions, materials, compatibility)

  • c. Update inventory information in real time to prevent “out of stock” disappointments

  • d. Include customer reviews and ratings prominently

  • e. Use video demonstrations for complex products

For service quality (largest standardized coefficient in multivariate, β = 0.431):

  • a. Implement 24/7 customer support chat (automated for common queries, human for complex issues)

  • b. Clearly communicate return, refund, and warranty policies before purchase

  • c. Acknowledge customer inquiries within 2 hours (Iraqi customers expect rapid response)

  • d. Provide tracking information for all shipments

  • e. Follow up after delivery to confirm satisfaction

For system quality (not significant in multivariate, but still important as hygiene factor):

  • a. Maintain acceptable levels of system quality (page load speed <3 seconds, uptime >99%)

  • b. Do NOT over-invest in system quality beyond the “acceptable” threshold

  • c. Focus resources on information and service quality as differentiators

  • d. Regularly monitor system quality to ensure it does not fall below the hygiene threshold (which would cause dissatisfaction)

For marketing strategy (based on H1 finding of no gender difference):

  • a. Develop gender-neutral marketing campaigns

  • b. Avoid gender-based segmentation in online advertising

  • c. Focus on universal appeals (information transparency, service reliability, product quality)

Limitations

5.5

  • 1. Cross-sectional design: Data were collected at a single time point, preventing causal inferences. Longitudinal research is needed to establish temporal precedence.

  • 2. Convenience sampling: The sample may not be fully representative of all Iraqi online shoppers. Customers who are less digitally active or less willing to respond to surveys may have different perceptions.

  • 3. Self-reported data: All measures are based on self-report, raising the possibility of common method bias. However, the HTMT results (all <0.85) suggest that common method bias is not severe (Podsakoff et al., 2003).

  • 4. Geographic limitation: The study was conducted only in Baghdad Governorate. Online shopping perceptions may differ in other regions of Iraq.

  • 5. Single-country context: Findings may not generalize to other emerging markets with different cultural or infrastructural characteristics.

  • 6. Aggregated dependent variable in hypothesis testing: While the conceptual framework includes three dimensions of perceptual attractiveness (EA, WP, CWP), the hypothesis tests used the aggregated score due to sample size limitations for dimension-specific multivariate analysis. Future research with larger samples should test effects on each dimension separately.

6.

Conclusions and Future research

Conclusions

6.1

This study examined the impact of online store specifications (information quality, system quality, service quality) on the attractiveness of customer perception of the product among 350 customers of ten Iraqi online stores. Using a two-stage analytical approach (PLS-SEM for measurement validation, multiple regression with VIF for hypothesis testing), the study reached the following conclusions:

  • 1. Customer awareness of online store specifications is moderate (M = 3.592/5), indicating significant room for improvement, particularly in service quality (the lowest-rated dimension).

  • 2. No gender differences exist in purchase frequency, suggesting that gender-based segmentation is unnecessary for Iraqi online stores.

  • 3. Bivariate analysis confirms that all three dimensions individually have significant positive effects on perceptual attractiveness.

  • 4. Multivariate analysis reveals that information quality and service quality retain significance (β = 0.367 and β = 0.431, respectively), while system quality becomes non-significant (β = −0.031, p = 0.493) due to shared variance with the other dimensions.

  • 5. Herzberg’s Two-Factor Theory provides a useful framework: information and service quality function as motivator factors (directly enhancing attractiveness), while system quality functions as a hygiene factor (necessary but not sufficient).

  • 6. Multicollinearity reporting (VIF and HTMT) is essential in e-commerce quality research to distinguish between true non-significance and statistical suppression due to shared variance.

Recommendations (Linked Directly to Findings)

6.2

FindingRecommendationPriority
Information quality has strongest unique effect (β = 0.367)Invest in high-resolution images, detailed specifications, real-time inventory, customer reviewsHigh
Service quality has largest standardized coefficient (β = 0.431)Implement 24/7 chat, clear return policies, rapid response (<2 hours), post-purchase follow-up High
System quality non-significant in multivariate (β = −0.031)Maintain acceptable levels (load speed <3 s, uptime >99%) but do NOT over-invest beyond thresholdMedium
Moderate awareness of all dimensions (M = 3.59)Communicate improvements to customers through marketing channelsMedium
No gender difference in purchase frequency (p = 0.442)Use gender-neutral marketing strategiesLow

Future research directions

6.3

  • 1. Longitudinal studies: Track how the effects of IQ, SQ, and SEQ change over time as customers gain experience with online stores and as the Iraqi e-commerce market matures.

  • 2. Cross-cultural replication: Replicate this study in other emerging markets (Jordan, Egypt, Saudi Arabia) with similar cultural characteristics (collectivism, high uncertainty avoidance) but different digital infrastructure levels.

  • 3. Experimental designs: Use randomized experiments to manipulate information quality (e.g., complete vs. incomplete descriptions) and measure causal effects on perceptual attractiveness.

  • 4. Dimension-specific dependent variables: With larger samples (n > 500), test the effects of IQ, SQ, and SEQ separately on each dimension of perceptual attractiveness (EA, WP, CWP) to determine whether different store specifications affect different perceptual components.

  • 5. Moderator analysis: Examine whether the effects of store specifications are moderated by customer characteristics (age, education, prior e-commerce experience) or product characteristics (search goods vs. experience goods, price level).

  • 6. Qualitative research: Conduct interviews or focus groups with Iraqi online shoppers to understand why they prioritize information and service quality over system quality.

  • 7. Technology acceptance: Integrate TAM variables (perceived ease of use, perceived usefulness) with the three-dimensional quality framework to examine mediated pathways.

  • 8. Comparative store analysis: Compare the specification-perception relationship across the ten stores individually to identify best practices and underperformers.

Ethical considerations

This study involved human participants and was conducted in accordance with accepted ethical research standards and the principles outlined in the Declaration of Helsinki. Ethical approval was obtained from the Scientific Research Ethics Committee, University of Fallujah, Iraq (Approval No. HOF.HUM.2025.001). Written informed consent was obtained from all participants prior to their participation. All participants were informed about the purpose of the study, the voluntary nature of their participation, their right to withdraw at any time without consequences, and the confidentiality of their data.

Data availability

The data supporting the findings of this study are openly available in Zenodo at: https://doi.org/10.5281/zenodo.20288003 Awni, S., Hammadi, A., Al-halboosi, I., Shakhatreh, H., Salman, D., ababneh,. ayat., Stavytskyy, A., azzam,. farouq., & Shakaterh, R. (2026). The impact of online store specifications on enhancing the attractiveness of customer perception of the product: An analytical study of the opinions of a sample of Iraqi virtual store customers.

These data are available under the terms of the Creative Commons Zero “No rights reserved” data waiver (CC0 1.0 Public Domain Dedication).

Reporting guidelines

This study is an observational survey-based research and follows the STROBE reporting guidelines. No CONSORT or ARRIVE checklists are required, as the study does not involve clinical trials or animal experiments.

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Awni SA, Hammadi AA, Al-halboosi IAM et al. The impact of online store specifications on enhancing the attractiveness of customer perception of the product: An analytical study of the opinions of a sample of Iraqi virtual store customers [version 2; peer review: 2 approved, 1 approved with reservations]. F1000Research 2026, 15:653 (https://doi.org/10.12688/f1000research.175115.2)
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ApprovedThe paper is scientifically sound in its current form and only minor, if any, improvements are suggested
Approved with reservations A number of small changes, sometimes more significant revisions are required to address specific details and improve the papers academic merit.
Not approvedFundamental flaws in the paper seriously undermine the findings and conclusions
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Reviewer Report 22 Jun 2026
Younes El Manzani, Versailles Saint-Quentin-en-Yvelines University, Versailles, France 
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The authors have addressed ... Continue reading
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El Manzani Y. Reviewer Report For: The impact of online store specifications on enhancing the attractiveness of customer perception of the product: An analytical study of the opinions of a sample of Iraqi virtual store customers [version 2; peer review: 2 approved, 1 approved with reservations]. F1000Research 2026, 15:653 (https://doi.org/10.5256/f1000research.202118.r495349)
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Reviewer Report 22 Jun 2026
Mahmood AL-Mulla Hasan, University of Mosul, Mosul, Iraq 
Approved
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The revised article prepared by the researchers has been reviewed, and it was noted that the ... Continue reading
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Hasan MAM. Reviewer Report For: The impact of online store specifications on enhancing the attractiveness of customer perception of the product: An analytical study of the opinions of a sample of Iraqi virtual store customers [version 2; peer review: 2 approved, 1 approved with reservations]. F1000Research 2026, 15:653 (https://doi.org/10.5256/f1000research.202118.r495348)
NOTE: it is important to ensure the information in square brackets after the title is included in all citations of this article.
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Reviewer Report 10 Jun 2026
S. Saibaba Saibaba, SDM Institute for Management Development, Mysuru, Karnataka, India 
Approved with Reservations
VIEWS 9
  1. Resolve and explain the chronological contradiction in data collection dates (2023 vs. 2025).
  2. Report VIF statistics for the multiple regression to properly address multicollinearity.
  3. Provide discriminant validity assessment (Fornell-Larcker and/or HTMT).
... Continue reading
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Saibaba SS. Reviewer Report For: The impact of online store specifications on enhancing the attractiveness of customer perception of the product: An analytical study of the opinions of a sample of Iraqi virtual store customers [version 2; peer review: 2 approved, 1 approved with reservations]. F1000Research 2026, 15:653 (https://doi.org/10.5256/f1000research.193074.r484397)
NOTE: it is important to ensure the information in square brackets after the title is included in all citations of this article.
  • Author Response 20 Jun 2026
    Ahmed Hammadi, Business Administration Department, University of Fallujah, Al-Fallujah, Iraq
    20 Jun 2026
    Author Response
    RESPONSE TO REVIEWER #3 COMMENTS
    We sincerely thank Reviewer #3 for the thorough, expert, and constructive feedback provided on our manuscript. The reviewer’s comments reflect deep expertise in digital consumer ... Continue reading
COMMENTS ON THIS REPORT
  • Author Response 20 Jun 2026
    Ahmed Hammadi, Business Administration Department, University of Fallujah, Al-Fallujah, Iraq
    20 Jun 2026
    Author Response
    RESPONSE TO REVIEWER #3 COMMENTS
    We sincerely thank Reviewer #3 for the thorough, expert, and constructive feedback provided on our manuscript. The reviewer’s comments reflect deep expertise in digital consumer ... Continue reading
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Reviewer Report 18 May 2026
Mahmood AL-Mulla Hasan, University of Mosul, Mosul, Iraq 
Approved with Reservations
VIEWS 47
• The abstract suffers from a lack of structural integration among its essential elements. It is not presented in a way that clearly and concisely reflects the research problem and its significance. Furthermore, the presentation of the objective and ... Continue reading
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Hasan MAM. Reviewer Report For: The impact of online store specifications on enhancing the attractiveness of customer perception of the product: An analytical study of the opinions of a sample of Iraqi virtual store customers [version 2; peer review: 2 approved, 1 approved with reservations]. F1000Research 2026, 15:653 (https://doi.org/10.5256/f1000research.193074.r481720)
NOTE: it is important to ensure the information in square brackets after the title is included in all citations of this article.
  • Author Response 20 Jun 2026
    Ahmed Hammadi, Business Administration Department, University of Fallujah, Al-Fallujah, Iraq
    20 Jun 2026
    Author Response
    Thank you very much for your thorough, constructive, and insightful comments on our manuscript. We have carefully considered each point raised and have substantially revised the manuscript accordingly. Below, we ... Continue reading
COMMENTS ON THIS REPORT
  • Author Response 20 Jun 2026
    Ahmed Hammadi, Business Administration Department, University of Fallujah, Al-Fallujah, Iraq
    20 Jun 2026
    Author Response
    Thank you very much for your thorough, constructive, and insightful comments on our manuscript. We have carefully considered each point raised and have substantially revised the manuscript accordingly. Below, we ... Continue reading
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Reviewer Report 15 May 2026
Younes El Manzani, Versailles Saint-Quentin-en-Yvelines University, Versailles, France 
Approved with Reservations
VIEWS 30
Thank you for the invitation to review this paper. Please find my comments below:
  • There is a clear disconnect between the stated research questions and the formulated hypotheses. The first research question explicitly asks if customer
... Continue reading
CITE
CITE
HOW TO CITE THIS REPORT
El Manzani Y. Reviewer Report For: The impact of online store specifications on enhancing the attractiveness of customer perception of the product: An analytical study of the opinions of a sample of Iraqi virtual store customers [version 2; peer review: 2 approved, 1 approved with reservations]. F1000Research 2026, 15:653 (https://doi.org/10.5256/f1000research.193074.r484398)
NOTE: it is important to ensure the information in square brackets after the title is included in all citations of this article.
  • Author Response 20 Jun 2026
    Ahmed Hammadi, Business Administration Department, University of Fallujah, Al-Fallujah, Iraq
    20 Jun 2026
    Author Response
    Thank you very much for your thorough, constructive, and insightful comments on our manuscript. We have carefully considered each point raised and have substantially revised the manuscript accordingly. Below, we ... Continue reading
COMMENTS ON THIS REPORT
  • Author Response 20 Jun 2026
    Ahmed Hammadi, Business Administration Department, University of Fallujah, Al-Fallujah, Iraq
    20 Jun 2026
    Author Response
    Thank you very much for your thorough, constructive, and insightful comments on our manuscript. We have carefully considered each point raised and have substantially revised the manuscript accordingly. Below, we ... Continue reading

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Version 2
VERSION 2 PUBLISHED 30 Apr 2026
Comment
Alongside their report, reviewers assign a status to the article:
Approved - the paper is scientifically sound in its current form and only minor, if any, improvements are suggested
Approved with reservations - A number of small changes, sometimes more significant revisions are required to address specific details and improve the papers academic merit.
Not approved - fundamental flaws in the paper seriously undermine the findings and conclusions
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